Wegmans Food Markets Inc. 401(k): best low-cost funds
The Wegmans Retirement Plans · Plan #001 · Rochester, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| FID Contra Pool CL D | Fidelity Management Trust Company | Common/collective trust | $451.3M |
| FID Frdm Blnd 2030 T | Fidelity Institutional Asset Management | Common/collective trust | $398.1M |
| FID Frdm Blnd 2035 T | Fidelity Institutional Asset Management | Common/collective trust | $328.7M |
| FID Frdm Blnd 2040 T | Fidelity Institutional Asset Management | Common/collective trust | $274.6M |
| FID Frdm Blnd 2025 T | Fidelity Institutional Asset Management | Common/collective trust | $252.0M |
| FID Frdm Blnd 2050 T | Fidelity Institutional Asset Management | Common/collective trust | $213.8M |
| SP 500 Index PL CL C index | Geode Capital Management Trust | Common/collective trust | $207.7M |
| FID Frdm Blnd 2045 T | Fidelity Institutional Asset Management | Common/collective trust | $188.3M |
| FID Frdm Blnd 2055 T | Fidelity Institutional Asset Management | Common/collective trust | $151.0M |
| FID Frdm Blnd 2020 T | Fidelity Institutional Asset Management | Common/collective trust | $114.2M |
| FID Frdm Blnd 2060 T | Fidelity Institutional Asset Management | Common/collective trust | $85.3M |
| MIP II CL 2 | Fidelity Management Trust Company | Common/collective trust | $54.1M |
| FID Frdm Blnd 2015 T | Fidelity Institutional Asset Management | Common/collective trust | $31.2M |
| FID Frdm Blnd 2065 T | Fidelity Institutional Asset Management | Common/collective trust | $19.8M |
| FID Frdm Blend INC T | Fidelity Institutional Asset Management | Common/collective trust | $18.0M |
| FID Frdm Blnd 2010 T | Fidelity Institutional Asset Management | Common/collective trust | $12.6M |
| FID Frdm Blnd 2005 T | Fiam Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $444.8M | 13.1% |
| Common/collective trusts | $2.8B | 82.4% |
| Participant loans | $49.8M | 1.5% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $0 |
| Other administrative fees | $0 |
| Total administrative expenses | $360,850 |
Reported administrative expenses were about 0.011% of average plan assets, or about $9 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250807084317NAL0002088211001. EIN 161309424.