Waste Management, Inc. 401(k): best low-cost funds
Waste Management Retirement Savings Plan · Plan #001 · Houston, TX
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Pimco Collective Investment Trust | SEI Trust Company | Common/collective trust | $1.5B |
| Blackrock Equity Index Fund J index | Blackrock Institutional Trust Company | Common/collective trust | $1.1B |
| John Hancock Stable Value Return TR | John Hancock Trust Company LLC | Common/collective trust | $348.7M |
| Blackrock Eafe Equity Index Fund index | Great Gray Trust Company, LLC | Common/collective trust | $194.8M |
| Lord Abbett Total Return Trust II | Great Gray Trust Company, LLC | Common/collective trust | $129.5M |
| Principal Diversified Real Asset | Principal Global Investors Trust CO | Common/collective trust | $3.8M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $282.2M | 6.9% |
| Common/collective trusts | $3.2B | 78.9% |
| Employer securities (company stock) | $341.5M | 8.4% |
| Participant loans | $91.4M | 2.2% |
| Other investments | $136.6M | 3.3% |
Fees paid from plan assets
| Total administrative expenses | $1.5M |
Reported administrative expenses were about 0.039% of average plan assets, or about $34 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251010123318NAL0013120160001. EIN 731309529.