Walmart Inc. 401(k): best low-cost funds
Walmart 401(k) Plan · Plan #003 · Bentonville, AR
Not financial advice. This page is educational and built from public government filings. Confirm every fund and fee in your plan's official materials before acting.
$50.7Bnet assets (end of plan year)
1,161,254participants with balances
1,670,732active participants
2025-01-31plan year end
Suggested simple Boglehead mix
- US stocks (~60%): Russell 1000 Index Non-lendable FUN
- International stocks (~20-30%): Msci Acwi EX US IMI Index Non-lenda
- Bonds (~10-20%): Intermediate Government Bond Index
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Russell 1000 Index Non-lendable FUN index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $13.6B |
| Msci Acwi EX US IMI Index Non-lenda index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $2.9B |
| The Collective LSV International | Reliance Trust Company | Common/collective trust | $1.8B |
| US Debt Index Non-lendable Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $1.5B |
| Prudential Core Plus Bond Fund | Prudential Trust Company | Common/collective trust | $1.4B |
| Russell 2500 Index Non-lendable FUN index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $1.4B |
| Fiera Asset Management USA Collecti | SEI Trust Company | Common/collective trust | $1.4B |
| Msci USA Momentum Index RSL Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $1.4B |
| Msci USA Value Weighted Index RSL F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $1.4B |
| Msci USA Quality Index RSL Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $1.4B |
| Msci USA Minimum Volatility Index F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $1.4B |
| GQC Partners International Equity C | The Northern Trust Company | Common/collective trust | $1.4B |
| Prudential Long Duration Credit FUN | Prudential Trust Company | Common/collective trust | $1.1B |
| Altrinsic International Equity Coll | Global Trust Company | Common/collective trust | $912.8M |
| Government Short-term Investment FU | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $762.1M |
| Russell 2000 Index Non-lendable FUN index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $639.0M |
| Global Real Estate Securities Fund | Principal Global Investors Trust CO | Common/collective trust | $491.4M |
| AEW Global Properties Trust Fund CL | SEI Trust Company | Common/collective trust | $490.2M |
| AQR Emerging Equities Collective IN | Global Trust Company | Common/collective trust | $450.9M |
| Driehaus Emerging Markets Growth CI | Reliance Trust Company | Common/collective trust | $439.7M |
| Intermediate Government Bond Index index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $423.1M |
| The Presima Global Real Estate Conc | The Northern Trust Company | Common/collective trust | $420.6M |
| Victory MID CAP Value Collective FU | Global Trust Company | Common/collective trust | $411.9M |
| Jpmcb Short Duration Bond Fund | JP Morgan Chase Bank, N.a. | Common/collective trust | $365.9M |
| US Treasury Inflation Protected SE | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $295.0M |
| Long Term Government Bond Index NON index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $267.1M |
| First Sentier Global Listed Infa FD | The Northern Trust Company | Common/collective trust | $234.3M |
| Nuveen Global Infrastructure Fund | SEI Trust Company | Common/collective trust | $232.7M |
| Wellington Trust Company, NA CIF II | Wellington Trust Company, NA | Common/collective trust | $127.8M |
| Corecommodity Management Diversifie | SEI Trust Company | Common/collective trust | $127.7M |
| Cohen & Steers Global Listed Infra | SEI Trust Company | Common/collective trust | $114.5M |
| Collective Government Short Term IN | The Northern Trust Company | Common/collective trust | $61.4M |
| Jackson Square Smid-cap Growth CIT | SEI Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.0B | 2.0% |
| Common/collective trusts | $39.3B | 77.5% |
| Employer securities (company stock) | $5.7B | 11.3% |
| Common stock (direct) | $1.8B | 3.5% |
| Participant loans | $1.4B | 2.7% |
| Other investments | $183.3M | 0.4% |
Fees paid from plan assets
| Contract administrator fees | $24.0M |
| Investment advisory & management fees | $16.3M |
| Total administrative expenses | $41.3M |
Reported administrative expenses were about 0.089% of average plan assets, or about $36 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250814105617NAL0005370979001. EIN 710415188.