UBS AG 401(k): best low-cost funds
UBS 401(k) Plan Trust · Plan #002 · Weehawken, NJ
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Ssga S&P 500 Index NL SF CL K index | State Street Global Advisors | Common/collective trust | $1.5B |
| NT Coll Govt. Short Term INV FD | Northern Trust Investments, Inc. | Common/collective trust | $506.1M |
| Vanguard Target RET 2030 | Vanguard | Common/collective trust | $430.6M |
| Vanguard Target RET 2040 | Vanguard | Common/collective trust | $402.0M |
| Vanguard Target RET 2035 | Vanguard | Common/collective trust | $298.6M |
| Vanguard Target RET 2050 | Vanguard | Common/collective trust | $242.8M |
| Vanguard Target RET 2045 | Vanguard | Common/collective trust | $225.1M |
| Invesco Stable Value RET Fund | Invesco Trust Company | Common/collective trust | $219.0M |
| Vanguard Target RET 2025 | Vanguard | Common/collective trust | $206.4M |
| Vanguard Target RET 2020 | Vanguard | Common/collective trust | $178.1M |
| Ssga Russell Small/mid CAP Index NL index | State Street Global Advisors | Common/collective trust | $172.5M |
| Prudential Core Plus Bond Fund | Prudential Trust Company | Common/collective trust | $143.1M |
| Ofigtc Emerging Markets Equity Fund | Oppenhiemer | Common/collective trust | $127.9M |
| Ssga Global ALL CAP Equity Ex-u.s. | State Street Bank And Trust Company | Common/collective trust | $123.9M |
| Vanguard Target RET 2055 | Vanguard | Common/collective trust | $109.4M |
| Vanguard Target RET 2060 | Vanguard | Common/collective trust | $93.9M |
| Mondrian Intl Value Equity | SEI Trust Company | Common/collective trust | $85.5M |
| Vanguard Target RET Income | Vanguard | Common/collective trust | $80.8M |
| Ssga US Bond Index NL Series CL K index | State Street Global Advisors | Common/collective trust | $74.5M |
| Mirova Global SUS EQ. Coll Invst. | Global Trust Company | Common/collective trust | $67.3M |
| Vanguard Target RET 2065 | Vanguard | Common/collective trust | $51.5M |
| Loomis Sayles Global Bond | Loomis Sayles | Common/collective trust | $31.5M |
| Vanguard Target RET 2070 | Vanguard | Common/collective trust | $7.4M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $14.0M | 0.2% |
| Common/collective trusts | $5.4B | 59.9% |
| Employer securities (company stock) | $365.8M | 4.1% |
| Common stock (direct) | $1.7B | 18.9% |
| Participant loans | $55.2M | 0.6% |
| Other investments | $1.4B | 15.3% |
Fees paid from plan assets
| Investment advisory & management fees | $5.0M |
| Other administrative fees | $20,709 |
| Total administrative expenses | $6.7M |
Reported administrative expenses were about 0.082% of average plan assets, or about $211 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20240917170301NAL0003138417001. EIN 980186363.