Transamerica Corporation 401(k): best low-cost funds
Transamerica 401(k) Retirement Savings Plan · Plan #003 · Cedar Rapids, IA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
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Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Spartan 500 Index Pool Class D index | Fidelity | Common/collective trust | $605.8M |
| Wtc-cif II GR (series 4) | Wellington | Common/collective trust | $417.5M |
| MFS Intl Equity Class 3A | MFS | Common/collective trust | $128.8M |
| Spartan Extended Market Index Pool index | Fidelity | Common/collective trust | $117.1M |
| Boston Paners LG CAP VAL EQ Class D | Boston Partners | Common/collective trust | $95.2M |
| Prudential Core Plus BD | Prudential | Common/collective trust | $86.3M |
| Blackrock LP Index 2040 Fund W index | Blackrock | Common/collective trust | $49.8M |
| Blackrock LP Index 2035 Fund W index | Blackrock | Common/collective trust | $48.9M |
| Blackrock LP Index 2045 Fund W index | Blackrock | Common/collective trust | $44.0M |
| Blackrock LP Index 2030 Fund W index | Blackrock | Common/collective trust | $43.3M |
| Blackrock LP Index Retment Fund W index | Blackrock | Common/collective trust | $37.4M |
| Blackrock LP Index 2050 Fund W index | Blackrock | Common/collective trust | $37.4M |
| Spartan Total International Index P index | Fidelity | Common/collective trust | $33.1M |
| Blackrock LP Index 2055 Fund W index | Blackrock | Common/collective trust | $23.9M |
| Blackrock LP Index 2060 Fund W index | Blackrock | Common/collective trust | $12.0M |
| Blackrock LP Index 2065 Fund W index | Blackrock | Common/collective trust | $5.7M |
| Transamerica RET Solutions CT | Transamerica RET Solutions Corp | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $95.8M | 3.5% |
| Common/collective trusts | $1.8B | 65.7% |
| Insurance co. general account | $488.5M | 18.0% |
| Employer securities (company stock) | $37.1M | 1.4% |
| Participant loans | $24.7M | 0.9% |
| Other investments | $287.1M | 10.6% |
Fees paid from plan assets
| Total administrative expenses | $10,840 |
Reported administrative expenses were about 0.000% of average plan assets, or about $1 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015124501NAL0009292178002. EIN 421484983.