Thermo Fisher Scientific Inc. 401(k): best low-cost funds
Thermo Fisher Scientific Inc. 401(k) Retirement Plan · Plan #001 · Pittsburgh, PA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| TRP Retire 2035 K | T. Rowe Price Trust Company | Common/collective trust | $1.2B |
| TRP Retire 2040 K | T. Rowe Price Trust Company | Common/collective trust | $1.1B |
| TRP Retire 2030 K | T. Rowe Price Trust Company | Common/collective trust | $1.0B |
| SS S&P 500 Index II index | State Street Global Advisors Trust CO | Common/collective trust | $931.7M |
| TRP Retire 2045 K | T. Rowe Price Trust Company | Common/collective trust | $880.8M |
| TRP Retire 2025 K | T. Rowe Price Trust Company | Common/collective trust | $704.8M |
| TRP Retire 2050 K | T. Rowe Price Trust Company | Common/collective trust | $669.5M |
| FID Blue CHP GR CP O | Fidelity Management Trust Company | Common/collective trust | $570.9M |
| TRP Retire 2055 K | T. Rowe Price Trust Company | Common/collective trust | $462.1M |
| TRP Stable Value R | T. Rowe Price Trust Company | Common/collective trust | $336.2M |
| TRP Retire 2020 K | T. Rowe Price Trust Company | Common/collective trust | $315.4M |
| SS RSL Smmdcp IDX II | State Street Global Advisors Trust CO | Common/collective trust | $298.0M |
| TRP Retire 2060 K | T. Rowe Price Trust Company | Common/collective trust | $249.6M |
| Jennison Small CO 9 | Prudential Trust Company | Common/collective trust | $126.1M |
| CG Europac Grth U4 | Capital Bank And Trust Company | Common/collective trust | $116.4M |
| Fiam Core Plus CL N | Fidelity Institutional Asset Management | Common/collective trust | $113.5M |
| SS Gaceq Exus IDX II | State Street Global Advisors Trust CO | Common/collective trust | $111.3M |
| TRP Retire 2015 K | T. Rowe Price Trust Company | Common/collective trust | $85.9M |
| SS US Bond Indx XIV | State Street Global Advisors Trust CO | Common/collective trust | $64.9M |
| TRP Retire 2065 K | T. Rowe Price Trust Company | Common/collective trust | $62.8M |
| SS US Infl PRO BD II | State Street Global Advisors Trust CO | Common/collective trust | $39.1M |
| TRP Retire 2010 K | T. Rowe Price Trust Company | Common/collective trust | $34.0M |
| TRP Retire 2005 K | T. Rowe Price Trust Company | Common/collective trust | $24.7M |
| Metlife Stable VAL J | Great Gray Trust Company, LLC | Common/collective trust | $47,670 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $313.4M | 3.1% |
| Common/collective trusts | $9.6B | 93.7% |
| Employer securities (company stock) | $210.4M | 2.0% |
| Participant loans | $99.6M | 1.0% |
| Other investments | $2.5M | 0.0% |
Fees paid from plan assets
| Contract administrator fees | $20,400 |
| Investment advisory & management fees | $255,237 |
| Other administrative fees | $385,382 |
| Total administrative expenses | $1.9M |
Reported administrative expenses were about 0.021% of average plan assets, or about $27 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250625103136NAL0019155202001. EIN 042209186.