The Sherwin-williams Company 401(k): best low-cost funds
The Sherwin-williams Company 401(k) Plan · Plan #001 · Cleveland, OH
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Contrafund Commingled Pool | Fidelity Management Trust Company | Common/collective trust | $533.7M |
| Vanguard Instit 500 Index Trust index | Vanguard Group, Inc. | Common/collective trust | $465.9M |
| T. Rowe Price Ret. 2030 Trust | T. Rowe Price Trust Company | Common/collective trust | $363.1M |
| T. Rowe Price Ret. 2035 Trust | T. Rowe Price Trust Company | Common/collective trust | $353.2M |
| T. Rowe Price Ret. 2040 Trust | T. Rowe Price Trust Company | Common/collective trust | $323.6M |
| T. Rowe Price Ret. 2050 Trust | T. Rowe Price Trust Company | Common/collective trust | $295.0M |
| T. Rowe Price Ret. 2045 Trust | T. Rowe Price Trust Company | Common/collective trust | $292.0M |
| T. Rowe Price Ret. 2055 Trust | T. Rowe Price Trust Company | Common/collective trust | $252.4M |
| T. Rowe Price Ret. 2025 Trust | T. Rowe Price Trust Company | Common/collective trust | $251.9M |
| T. Rowe Price Ret. 2060 Trust | T. Rowe Price Trust Company | Common/collective trust | $162.9M |
| Managed Income Portfolio II CL 3 | Fidelity Management Trust Company | Common/collective trust | $135.7M |
| Small CAP Opportunities Portfolio | Wellington Trust Company | Common/collective trust | $116.6M |
| Mid-cap Stock Commingled Pool | Fidelity Management Trust Company | Common/collective trust | $110.3M |
| Vanguard Instit Total Bond MKT TR index | Vanguard Group, Inc. | Common/collective trust | $105.9M |
| Invesco Core Plus Fixed Income Fund | Invesco Trust Company | Common/collective trust | $81.7M |
| T. Rowe Price Ret. 2020 Trust | T. Rowe Price Trust Company | Common/collective trust | $79.6M |
| LOW Priced Stock Commingled Pool | Fidelity Mangement Trust Company | Common/collective trust | $75.0M |
| T. Rowe Price Ret. 2065 Trust | T. Rowe Price Trust Company | Common/collective trust | $54.4M |
| T. Rowe Price Ret. 2015 Trust | T. Rowe Price Trust Company | Common/collective trust | $27.0M |
| T. Rowe Price Ret. 2005 Trust | T. Rowe Price Trust Company | Common/collective trust | $9.3M |
| T. Rowe Price Ret. 2010 Trust | T. Rowe Price Trust Company | Common/collective trust | $8.3M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $518.6M | 4.9% |
| Common/collective trusts | $4.1B | 38.8% |
| Employer securities (company stock) | $5.7B | 54.0% |
| Participant loans | $104.6M | 1.0% |
Fees paid from plan assets
| Contract administrator fees | $16,450 |
| Investment advisory & management fees | $951,339 |
| Other administrative fees | $926,723 |
| Total administrative expenses | $2.6M |
Reported administrative expenses were about 0.026% of average plan assets, or about $43 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015174451NAL0005561537001. EIN 340526850.