The Cigna Group 401(k): best low-cost funds
The Cigna Group 401(k) Plan · Plan #002 · Philadelphia, PA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Blackrock S&P 500 Index (is) index | Empower Annuity Insurance Company | Pooled separate account | $3.4B |
| ALL World Ex-us Stock Index Fund index | Empower Annuity Insurance Company | Pooled separate account | $1.9B |
| Blackrock Equity Market Index Fund index | Empower Annuity Insurance Company | Pooled separate account | $1.7B |
| T. Rowe Price Growth Stock Strategy | Empower Annuity Insurance Company | Pooled separate account | $413.6M |
| Large CAP Value / Barrow Hanley FUN | Empower Annuity Insurance Company | Pooled separate account | $413.6M |
| US Total Stock Market Index Fund index | Empower Annuity Insurance Company | Pooled separate account | $410.9M |
| High Yield Bond / Pgim Fund | Empower Annuity Insurance Company | Pooled separate account | $278.5M |
| MID CAP Growth / Westfield Capital | Empower Annuity Insurance Company | Pooled separate account | $244.9M |
| MID CAP Value / Robeco Boston Partn | Empower Annuity Insurance Company | Pooled separate account | $244.9M |
| Small CAP Growth / Emerald Fund | Empower Annuity Insurance Company | Pooled separate account | $218.2M |
| Small CAP Value / Integrity Fund | Empower Annuity Insurance Company | Pooled separate account | $218.2M |
| Privest | Prudential Insurance CO. | Pooled separate account | $184.5M |
| Commercial Mortgage SEP Acct | Empower Annuity Insurance Company | Pooled separate account | $148.3M |
| International Blend / Lazard Fund | Empower Annuity Insurance Company | Pooled separate account | $90.2M |
| International Growth / Artisan Part | Empower Annuity Insurance Company | Pooled separate account | $90.2M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Pooled separate accounts | $11.4B | 80.7% |
| Insurance co. general account | $665.8M | 4.7% |
| Employer securities (company stock) | $885.3M | 6.3% |
| Participant loans | $169.7M | 1.2% |
| Other investments | $3.3M | 0.0% |
Fees paid from plan assets
| Other administrative fees | $-93,579 |
| Total administrative expenses | $2.2M |
Reported administrative expenses were about 0.016% of average plan assets, or about $25 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251014151025NAL0001561267001. EIN 824991898.