The Charles Schwab Corporation 401(k): best low-cost funds
Schwabplan Retirement Savings And Investment Plan · Plan #002 · Westlake, TX
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
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Fund menu
This plan reported no named pooled funds on Schedule D, so the free data does not show its fund lineup.
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $5.7B | 63.5% |
| Employer securities (company stock) | $625.5M | 7.0% |
| Participant loans | $100.9M | 1.1% |
| Other investments | $2.2B | 24.6% |
Fees paid from plan assets
| Investment advisory & management fees | $4.1M |
| Total administrative expenses | $4.4M |
Reported administrative expenses were about 0.052% of average plan assets, or about $101 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251113121430NAL0001050211001. EIN 943025021.