Textron Inc. 401(k): best low-cost funds
Textron Savings Plan · Plan #030 · Providence, RI
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vang Inst 500 IDX TR | Vanguard Fiduciary Trust Company | Common/collective trust | $751.7M |
| JPM US ACT Core EQ | Jpmorgan Chase Bank, N.a. | Common/collective trust | $414.0M |
| Vang Targ 2030 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $317.1M |
| Vang Targ 2035 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $281.2M |
| Vang Targ 2040 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $277.9M |
| Vang Targ 2025 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $263.2M |
| Well Smid CAP EQ RES | Wellington Trust Company, N.a. | Common/collective trust | $249.0M |
| Vang Targ 2045 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $191.8M |
| Vang Targ 2050 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $163.5M |
| FID DIV Intl PL CL A | Fidelity Management Trust Company | Common/collective trust | $143.0M |
| Galliard Short Core Fund F | Wells Fargo Bank, N.a. | Common/collective trust | $142.8M |
| Vang Targ 2055 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $129.0M |
| Wellington Core Bond | Wellington Trust Company, N.a. | Common/collective trust | $101.5M |
| Vang Targ 2020 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $94.4M |
| Vang Targ 2060 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $84.2M |
| Vanguard Target INC | Vanguard Fiduciary Trust Company | Common/collective trust | $63.0M |
| Galliard Interm. Core Fund L | Wells Fargo Bank, N.a. | Common/collective trust | $57.7M |
| Vang Inst Smid CP TR | Vanguard Fiduciary Trust Company | Common/collective trust | $44.6M |
| Galliard SA Inter. Core FD E | Wells Fargo Bank, N.a. | Common/collective trust | $44.1M |
| Galliard SA Interm. Core FD J | Wells Fargo Bank, N.a. | Common/collective trust | $43.7M |
| Galliard SA Interm. Core FD N | Wells Fargo Bank, N.a. | Common/collective trust | $42.7M |
| Vang Targ 2065 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $30.9M |
| VG IS TOT BD MKT IDX | Vanguard Fiduciary Trust Company | Common/collective trust | $29.3M |
| VG IS TL Intl STK MK | Vanguard Fiduciary Trust Company | Common/collective trust | $25.3M |
| SS Real Asset C | State Street Bank & Trust Company | Common/collective trust | $12.0M |
| Principal/blackrock ST Invest FD A | Wells Fargo | Common/collective trust | $8.9M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $97.2M | 1.7% |
| Common/collective trusts | $4.0B | 70.1% |
| Employer securities (company stock) | $1.2B | 21.5% |
| Common stock (direct) | $147.4M | 2.6% |
| Participant loans | $79.0M | 1.4% |
| Other investments | $18.5M | 0.3% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $0 |
| Other administrative fees | $-295,496 |
| Total administrative expenses | $2.1M |
Reported administrative expenses were about 0.039% of average plan assets, or about $57 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20240625125724NAL0008045313001. EIN 050315468.