Teachers Insurance And Annuity Association Of America 401(k): best low-cost funds
Tiaa Code Section 401(k) Plan · Plan #003 · NEW York, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Blackrock Equity Index Fund index | Blackrock Fund Institutional Trust | Common/collective trust | $701.4M |
| Blackrock Msci Acwi Ex-us IDX Fund index | Blackrock Fund Institutional Trust | Common/collective trust | $498.6M |
| Tiaa Real Estate | Tiaa Real Estate | Pooled separate account | $232.5M |
| Blackrock MID CAP Equity Index Fund index | Blackrock Fund Institutional Trust | Common/collective trust | $223.0M |
| Blackrock Russell 2000 Index Fund index | Blackrock Fund Institutional Trust | Common/collective trust | $162.2M |
| Blackrock U.s. Debt Index Fund index | Blackrock Fund Institutional Trust | Common/collective trust | $125.6M |
| Wtc-cif II Intl OPP (series 1) | Wellington Trust Company, NA | Common/collective trust | $17.8M |
| Schroders Intl Multi-cap EQ Trust | Schroders PLC | Common/collective trust | $5.5M |
| AB US Small & MID CAP Value CIT | Wilmington Trust, N.a. | Common/collective trust | $4.9M |
| Blackrock Strat Comp Nonlend Fund | Blackrock Fund Institutional Trust | Common/collective trust | $1.2M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.4B | 29.7% |
| Common/collective trusts | $1.7B | 37.6% |
| Pooled separate accounts | $232.5M | 5.0% |
| Insurance co. general account | $988.3M | 21.4% |
| Participant loans | $35.1M | 0.8% |
| Other investments | $254.1M | 5.5% |
Fees paid from plan assets
| Investment advisory & management fees | $498,406 |
| Total administrative expenses | $498,406 |
Reported administrative expenses were about 0.011% of average plan assets, or about $19 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251013091248NAL0000405907001. EIN 131624203.