State Street Corporation 401(k): best low-cost funds
State Street Salary Savings Program · Plan #002 · Boston, MA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| SS S&P 500 Index index | State Street Global Advisors Trust | Common/collective trust | $2.2B |
| SS RUS SM CP C IDX I | State Street Bank & Trust Company | Common/collective trust | $743.7M |
| SS Target 2035 | State Street Bank & Trust Company | Common/collective trust | $356.7M |
| SS Wrld DEV Exus IDX | State Street Bank & Trust CO. | Common/collective trust | $328.9M |
| SS Target 2040 | State Street Bank & Trust Company | Common/collective trust | $327.2M |
| SS Target 2030 | State Street Bank & Trust Company | Common/collective trust | $293.6M |
| SS Target 2045 | State Street Bank & Trust Company | Common/collective trust | $284.8M |
| SS Target 2050 | State Street Bank & Trust Company | Common/collective trust | $218.3M |
| SS US Bond Index index | State Street Bank & Trust Company | Common/collective trust | $211.9M |
| SS Target 2025 | State Street Bank & Trust Company | Common/collective trust | $151.1M |
| SS Emrg Mkts Index index | State Street Bank & Trust Company | Common/collective trust | $120.0M |
| SS Target 2055 | State Street Bank & Trust Company | Common/collective trust | $100.5M |
| SS Target 2020 | State Street Bank & Trust Company | Common/collective trust | $43.9M |
| SS Target 2060 | State Street Bank & Trust Company | Common/collective trust | $39.5M |
| SS Target RET INC | State Street Global Advisors Trust CO | Common/collective trust | $37.7M |
| SS Wdgvt EX US IDX | State Street Bank & Trust Company | Common/collective trust | $15.6M |
| SS Target 2065 | State Street Global Advisors Trust CO | Common/collective trust | $14.7M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $431.6M | 6.6% |
| Common/collective trusts | $5.5B | 83.6% |
| Employer securities (company stock) | $159.5M | 2.4% |
| Common stock (direct) | $247.8M | 3.8% |
| Participant loans | $44.4M | 0.7% |
| Other investments | $170.4M | 2.6% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $0 |
| Other administrative fees | $0 |
| Total administrative expenses | $2.7M |
Reported administrative expenses were about 0.044% of average plan assets, or about $127 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250929100558NAL0012035056001. EIN 042456637.