Starbucks Corporation 401(k): best low-cost funds
Starbucks Corporation 401(k) Plan · Plan #001 · Seattle, WA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vang Inst 500 IDX TR | Vanguard Fiduciary Trust Company | Common/collective trust | $544.8M |
| Vanguard Target 2050 | Vanguard Fiduciary Trust Company | Common/collective trust | $431.5M |
| Vanguard Target 2055 | Vanguard Fiduciary Trust Company | Common/collective trust | $411.8M |
| Vanguard Target 2060 | Vanguard Fiduciary Trust Company | Common/collective trust | $407.2M |
| Vanguard Target 2045 | Vanguard Fiduciary Trust Company | Common/collective trust | $395.4M |
| Winslow MS Lgcp Grth | SEI Trust Company | Common/collective trust | $373.9M |
| Vanguard Target 2040 | Vanguard Fiduciary Trust Company | Common/collective trust | $316.0M |
| Vanguard Target 2065 | Vanguard Fiduciary Trust Company | Common/collective trust | $300.8M |
| Vanguard Target 2035 | Vanguard Fiduciary Trust Company | Common/collective trust | $265.6M |
| Vanguard Target 2030 | Vanguard Fiduciary Trust Company | Common/collective trust | $180.7M |
| MFS Intl Equity 3A | MFS Heritage Trust Company | Common/collective trust | $148.0M |
| BP LG CAP VAL EQ CIT | Boston Partners Trust Company | Common/collective trust | $139.7M |
| WM Blair Smmidcp GR | Global Trust Company | Common/collective trust | $112.8M |
| Vanguard Target 2025 | Vanguard Fiduciary Trust Company | Common/collective trust | $110.6M |
| Galliard Stble RTN E | Wells Fargo Bank, N.a. | Common/collective trust | $90.2M |
| RT L&G FUT WLD DEV A | Reliance Trust Company | Common/collective trust | $73.5M |
| Vang TOT INT STK IDX | Vanguard Fiduciary Trust Company | Common/collective trust | $64.5M |
| Vanguard Target 2070 | Vanguard Fiduciary Trust Company | Common/collective trust | $45.2M |
| Vanguard Target INC | Vanguard Fiduciary Trust Company | Common/collective trust | $44.1M |
| Vanguard Target 2020 | Vanguard Fiduciary Trust Company | Common/collective trust | $40.1M |
| NVN Core Impact Bond | SEI Trust Company | Common/collective trust | $33.1M |
| Vang Total Bond MKT index | Vanguard Fiduciary Trust Company | Common/collective trust | $24.4M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $230.8M | 4.7% |
| Common/collective trusts | $4.6B | 93.1% |
| Participant loans | $95.1M | 1.9% |
Fees paid from plan assets
| Contract administrator fees | $10,800 |
| Investment advisory & management fees | $962,966 |
| Other administrative fees | $0 |
| Total administrative expenses | $3.6M |
Reported administrative expenses were about 0.081% of average plan assets, or about $22 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250819115333NAL0002267921001. EIN 911325671.