Southern California Edison Company 401(k): best low-cost funds
Edison 401(k) Savings Plan · Plan #002 · Rosemead, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Equity Index Fund F Mutual Fund index | Blackrock Institutional Trust CO, NA | Common/collective trust | $1.6B |
| Equity Index Fund F Mutual Fund index | Blackrock Institutional Trust CO, NA | Common/collective trust | $316.7M |
| Barclays Global Invs N A FDS Mutual | Blackrock Institutional Trust CO, NA | Common/collective trust | $285.5M |
| BGI Msci Acwi SM EX US Index F Mutu index | Blackrock Institutional Trust CO, NA | Common/collective trust | $206.7M |
| International Equity Collective INV | Harding Loevner LP | Common/collective trust | $195.9M |
| Blackrock Instl TR CO N A FDS Mutua | Blackrock Institutional Trust CO, NA | Common/collective trust | $168.3M |
| Hood RIV Collective Invt TR Mutual | Hood River Small CAP Growth Fund | Common/collective trust | $123.3M |
| U.s. Debt Fund F Mutual Fund | Blackrock Institutional Trust CO, NA | Common/collective trust | $122.6M |
| Russell 2500 Index Fund F Mutual FU index | Blackrock Institutional Trust CO, NA | Common/collective trust | $113.7M |
| DEV Real Estate Index Fund F index | Blackrock Institutional Trust CO, NA | Common/collective trust | $56.4M |
| 0 5 Year U.s. Treasury Inflati | Blackrock Institutional Trust CO, NA | Common/collective trust | $50.1M |
| Reserved Nacc1 Fund 5613 | Blackrock Institutional Trust CO, NA | Common/collective trust | $33.7M |
| Reserved Nacc1 Fund 5614 | Blackrock Institutional Trust CO, NA | Common/collective trust | $21.7M |
| Blackrock US Debt Index Fund F Coll index | Blackrock Institutional Trust CO, NA | Common/collective trust | $19.9M |
| US Treasury Inflation Protected SEC | Blackrock Institutional Trust CO, NA | Common/collective trust | $0 |
| Socal Edison Strategic Commodity FU | Blackrock Institutional Trust CO, NA | Common/collective trust | $0 |
| Blackrock Russell 1000 Growth index | Blackrock Institutional Trust CO, NA | Common/collective trust | $0 |
| Cardinal Capmaster Smid CAP CIT | Cardinal Capmaster Collective Mutual Fund | Common/collective trust | $0 |
| Blackrock Msci Acwi Ex-us Index F index | Blackrock Institutional Trust CO, NA | Common/collective trust | $0 |
| Russell 2500 Index Fund F Mutual FU index | Blackrock Institutional Trust CO, NA | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $246.5M | 3.9% |
| Common/collective trusts | $3.3B | 52.6% |
| Employer securities (company stock) | $304.5M | 4.8% |
| Common stock (direct) | $679.8M | 10.8% |
| Participant loans | $87.3M | 1.4% |
| Other investments | $1.1B | 16.8% |
Fees paid from plan assets
| Investment advisory & management fees | $4.9M |
| Total administrative expenses | $4.9M |
Reported administrative expenses were about 0.083% of average plan assets, or about $296 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015132610NAL0002362355001. EIN 951240335.