Siemens Energy, Inc. 401(k): best low-cost funds
Siemens Energy, Inc. Savings Plan · Plan #021 · Orlando, FL
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| NT Collective S&P 500 Index Fund index | Northern Trust Investments, Inc. | Common/collective trust | $1.1B |
| Blackrock Lifepath Retirement Fund | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $214.2M |
| Blackrock Lifepath Index 2030 Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $207.5M |
| Blackrock Lifepath Index 2035 Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $194.6M |
| Blackrock Lifepath Index 2040 Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $188.9M |
| Invesco High Quality Short Term FD | Invesco Trust Company | Common/collective trust | $177.4M |
| Blackrock Lifepath Index 2050 Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $170.9M |
| Blackrock Lifepath Index 2045 Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $142.9M |
| Blackrock Lifepath Index 2055 Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $68.6M |
| NT Collective S&P 400 Index Fund index | Northern Trust Investments, Inc. | Common/collective trust | $65.2M |
| Acadian International Small-cap FD | Acadian Asset Management LLC | Common/collective trust | $42.3M |
| Blackrock Lifepath Index 2060 Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $41.3M |
| Jennison Intermediate Fund | Invesco Trust Company | Common/collective trust | $37.7M |
| Schroder Emerging Markets Fund | Schroder Investment Management NA Inc. | Common/collective trust | $32.1M |
| Pimco Intermediate Fund | Invesco Trust Company | Common/collective trust | $28.3M |
| Loomis Sayles Intermediate Fund | Invesco Trust Company | Common/collective trust | $28.1M |
| NT Collective Govt Stif | Northern Trust Investments, Inc. | Common/collective trust | $22.8M |
| Dodge & COX A OR Better Core Fund | Invesco Trust Company | Common/collective trust | $18.8M |
| Invesco A OR Better Intermediate FD | Invesco Trust Company | Common/collective trust | $18.7M |
| Pimco Core Fixed Income Fund | Invesco Trust Company | Common/collective trust | $18.7M |
| Loomis Sayles A OR Better Core FD | Invesco Trust Company | Common/collective trust | $18.6M |
| Invesco A OR Better Fixed Income FD | Invesco Trust Company | Common/collective trust | $18.6M |
| Blackrock Lifepath Index 2065 Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $17.5M |
| State Street U.s. High Yield Bond | State Street Global Advisors Trust Company | Common/collective trust | $8.5M |
| NT Emerging Markets Index Fund index | Northern Trust Investments, Inc. | Common/collective trust | $8.4M |
| International Equity Index Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Invesco Emerging Markets Equity | Invesco Trust Company | Common/collective trust | $0 |
| Core Bond Fund | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Arrowstreet International Eafe | Global Trust Company | Common/collective trust | $0 |
| Blackrock Lifepath Index 2025 Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $401.6M | 10.2% |
| Common/collective trusts | $2.9B | 74.4% |
| Common stock (direct) | $291.8M | 7.4% |
| Participant loans | $33.7M | 0.9% |
| Other investments | $244.3M | 6.2% |
Fees paid from plan assets
| Contract administrator fees | $67,000 |
| Investment advisory & management fees | $4.6M |
| Total administrative expenses | $6.1M |
Reported administrative expenses were about 0.164% of average plan assets, or about $400 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250925125511NAL0019473282001. EIN 133987280.