Shell Usa, Inc. 401(k): best low-cost funds
Shell Provident Fund · Plan #002 · Houston, TX
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Spartan 500 Index Pool index | Geode Capital Management Trust CO, LLC | Common/collective trust | $1.8B |
| Blackrock Lifepath IDX RET Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $800.2M |
| Blackrock Lifepath IDX 2030 Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $577.4M |
| US Debt Index Fund F index | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $516.8M |
| Blackrock Lifepath IDX 2040 Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $516.7M |
| Eafe Equity Index Fund F index | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $515.0M |
| Blackrock Lifepath IDX 2035 Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $494.7M |
| MID CAP Equity Index Fund F index | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $479.4M |
| Blackrock Lifepath IDX 2025 Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $387.0M |
| Blackrock Lifepath IDX 2045 Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $316.1M |
| Blackrock Lifepath IDX 2050 Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $268.7M |
| 20plus Treasury Bond Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $201.4M |
| Emerging Markets Index Fund F index | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $182.0M |
| Russell 2000 Index Fund F index | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $151.9M |
| Blackrock Lifepath IDX 2055 Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $128.6M |
| 1-3 Year Gov-cred Bond IDX Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $61.3M |
| Blackrock Lifepath IDX 2060 Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $38.7M |
| Developed Real Estate Index Fund F index | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $23.0M |
| Blackrock Lifepath IDX 2065 Fund F | Blackrock Institutional Trust Co., N.a. | Common/collective trust | $14.7M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $3.5M | 0.0% |
| Common/collective trusts | $7.5B | 69.7% |
| Employer securities (company stock) | $319.1M | 3.0% |
| Participant loans | $84.8M | 0.8% |
| Other investments | $2.3B | 21.3% |
Fees paid from plan assets
| Investment advisory & management fees | $5.3M |
| Other administrative fees | $130,843 |
| Total administrative expenses | $6.8M |
Reported administrative expenses were about 0.067% of average plan assets, or about $269 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20240627124604NAL0021425634001. EIN 131299890.