Science Applications International Corporation 401(k): best low-cost funds
Science Applications International Corporation Retirement Plan · Plan #001 · Reston, VA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vftc Institutional 500 Index Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $899.9M |
| Vftc TGT RET 2030 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $391.1M |
| Vftc TGT RET 2025 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $305.5M |
| Vftc TGT RET 2035 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $297.2M |
| Vftc Inst Extended MKT Index Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $241.6M |
| Vftc TGT RET 2040 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $239.2M |
| Vftc Inst TOT Bond MKT Index Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $237.9M |
| Vftc TGT RET 2045 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $208.8M |
| Vftc TGT RET 2020 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $163.2M |
| Vftc TGT RET 2050 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $156.2M |
| Wellington Small CAP 2K | Wellington Trust Company, N.a. | Common/collective trust | $118.7M |
| Vftc TGT RET Income Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $104.2M |
| Vftc TGT RET 2055 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $91.1M |
| Loomis Sayles Core Plus Trust CL A | Loomis Sayles & Company | Common/collective trust | $71.2M |
| T. Rowe Price U.s. MID Cap-value EQ | T. Rowe Price Trust Company | Common/collective trust | $61.5M |
| Vftc TGT RET 2060 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $52.5M |
| T. Rowe Price LRG CP Gwth Trst CL L | Alta Trust Company | Common/collective trust | $35.6M |
| Columbia Trst Emrg MKT EQ Founders | Ameriprise Trust Company | Common/collective trust | $34.4M |
| Wellington Trust Tips | Wellington Trust Company, N.a. | Common/collective trust | $19.1M |
| Vftc TGT RET 2065 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $18.6M |
| Vftc TGT RET 2070 Trust Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $2.5M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.4B | 25.8% |
| Common/collective trusts | $3.7B | 69.2% |
| Employer securities (company stock) | $109.0M | 2.0% |
| Participant loans | $31.6M | 0.6% |
| Other investments | $110.7M | 2.0% |
Fees paid from plan assets
| Other administrative fees | $2.9M |
| Total administrative expenses | $2.9M |
Reported administrative expenses were about 0.056% of average plan assets, or about $91 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250626114549NAL0012379536001. EIN 306419427.