Schneider Electric Holdings, Inc. 401(k): best low-cost funds
Schneider Electric 401(k) Plan · Plan #301 · Westmont, IL
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| State ST S&P 500 Indx SL CL II index | State Street Global Advisors Trust Company | Common/collective trust | $704.0M |
| State ST Target RET 2030 SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $561.6M |
| State ST Target RET 2035 SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $524.4M |
| State ST Target RET 2025 SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $445.2M |
| State ST Target RET 2040 SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $378.3M |
| State ST Target RET 2045 SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $326.9M |
| State ST Target RET 2050 SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $237.3M |
| State ST Target RET 2055 SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $235.1M |
| Vanguard Retirement Savings Trust I | Vanguard Fiduciary Trust Company | Common/collective trust | $230.6M |
| State ST Russell Small/mid IDX SL C index | State Street Global Advisors Trust Company | Common/collective trust | $206.7M |
| State ST US BND Indx SL CL XIV | State Street Global Advisors Trust Company | Common/collective trust | $191.1M |
| State ST Target RET 2020 SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $185.3M |
| STT Strt World DEV EX US IDX SL SF | State Street Global Advisors Trust Company | Common/collective trust | $181.3M |
| State ST Target RET Income SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $163.9M |
| AON Diversified Growth CL I | AON Trust Company LLC | Common/collective trust | $137.9M |
| AON Inflation Strategy I | AON Trust Company LLC | Common/collective trust | $94.0M |
| AON Income Strategy I | AON Trust Company LLC | Common/collective trust | $86.1M |
| State ST EMG Mkts Indx SL SF CL II | State Street Global Advisors Trust Company | Common/collective trust | $74.0M |
| State ST Target RET 2060 SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $43.5M |
| State ST Target RET 2065 SL CL IV | State Street Global Advisors Trust Company | Common/collective trust | $3.5M |
| AON Index 2015 Retirement Solution index | AON Trust Company LLC | Common/collective trust | $0 |
| AON Index 2020 Retirement Solution index | AON Trust Company LLC | Common/collective trust | $0 |
| AON Index 2025 Retirement Solution index | AON Trust Company LLC | Common/collective trust | $0 |
| AON Index 2030 Retirement Solution index | AON Trust Company LLC | Common/collective trust | $0 |
| AON Index 2035 Retirement Solution index | AON Trust Company LLC | Common/collective trust | $0 |
| AON Index 2040 Retirement Solution index | AON Trust Company LLC | Common/collective trust | $0 |
| AON Index 2045 Retirement Solution index | AON Trust Company LLC | Common/collective trust | $0 |
| AON Index 2050 Retirement Solution index | AON Trust Company LLC | Common/collective trust | $0 |
| AON Index 2055 Retirement Solution index | AON Trust Company LLC | Common/collective trust | $0 |
| AON Index 2060 Retirement Solution index | AON Trust Company LLC | Common/collective trust | $0 |
| AON Index Retirement Income Fund CL index | AON Trust Company LLC | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $4.5M | 0.1% |
| Common/collective trusts | $5.0B | 98.9% |
| Participant loans | $40.4M | 0.8% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $1.9M |
| Other administrative fees | $900 |
| Total administrative expenses | $2.5M |
Reported administrative expenses were about 0.053% of average plan assets, or about $88 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251008112404NAL0005472193001. EIN 364141566.