Samsung Electronics America, Inc. 401(k): best low-cost funds
Samsung 401(k) Plan · Plan #001 · Englewood Cliffs, NJ
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| JPM LG CP Grth Cf-a | JP Morgan Chase Bank, N.a. | Common/collective trust | $212.1M |
| TRP RET HYB 2045 T6 | T. Rowe Price Trust Company | Common/collective trust | $211.7M |
| TRP RET HYB 2040 T6 | T. Rowe Price Trust Company | Common/collective trust | $204.6M |
| TRP RET HYB 2050 T6 | T. Rowe Price Trust Company | Common/collective trust | $194.3M |
| TRP RET HYB 2035 T6 | T. Rowe Price Trust Company | Common/collective trust | $181.0M |
| TRP RET HYB 2055 T6 | T. Rowe Price Trust Company | Common/collective trust | $156.4M |
| TRP RET HYB 2030 T6 | T. Rowe Price Trust Company | Common/collective trust | $139.2M |
| PSA NO. 25 Stable Value Accoun | NEW York Life Insurance Company | Pooled separate account | $97.8M |
| Fiam Core Plus CL E | Fidelity Institutional Asset Management | Common/collective trust | $72.8M |
| COL DIV Income CAP | Ameriprise Trust Company | Common/collective trust | $57.0M |
| TRP RET HYB 2025 T6 | T. Rowe Price Trust Company | Common/collective trust | $55.7M |
| MFS MID CAP Value CT | Great Gray Trust Company | Common/collective trust | $31.3M |
| TRP RET HYB 2060 T6 | T. Rowe Price Trust Company | Common/collective trust | $26.9M |
| MFS MID CP Growth CT | Great Gray Trust Company, LLC | Common/collective trust | $22.6M |
| TRP RET HYB 2020 T6 | T. Rowe Price Trust Company | Common/collective trust | $17.7M |
| TRP RET HYB 2065 T6 | T. Rowe Price Trust Company | Common/collective trust | $14.1M |
| TRP RET HYB 2005 T6 | T. Rowe Price Trust Company | Common/collective trust | $4.5M |
| TRP RET HYB 2015 T6 | T. Rowe Price Trust Company | Common/collective trust | $2.9M |
| TRP RET HYB 2010 T6 | T. Rowe Price Trust Company | Common/collective trust | $1.7M |
| TRP Retire 2055 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2030 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2045 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2065 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2060 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2050 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2020 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2010 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2025 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2040 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2035 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2005 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| TRP Retire 2015 B | T. Rowe Price Trust Company | Common/collective trust | $0 |
| CB Small CAP Growth | Great Gray Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.2B | 37.5% |
| Common/collective trusts | $1.6B | 51.5% |
| Pooled separate accounts | $97.8M | 3.1% |
| Common stock (direct) | $163.2M | 5.2% |
| Participant loans | $36.0M | 1.2% |
| Other investments | $397,597 | 0.0% |
Fees paid from plan assets
| Contract administrator fees | $10,200 |
| Investment advisory & management fees | $1.0M |
| Other administrative fees | $124,572 |
| Total administrative expenses | $1.8M |
Reported administrative expenses were about 0.062% of average plan assets, or about $96 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015175029NAL0002830579001. EIN 132951153.