Salesforce, Inc. 401(k): best low-cost funds
Salesforce 401(k) Plan · Plan #001 · SAN Francisco, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| SP 500 Index PL CL E index | Geode Capital Management Trust | Common/collective trust | $1.7B |
| Jpmcb SR PB 2050 CFE | Jpmorgan Chase Bank, N.a. | Common/collective trust | $968.1M |
| Jpmcb SR PB 2055 CFE | Jpmorgan Chase Bank, N.a. | Common/collective trust | $849.0M |
| Jpmcb SR PB 2045 CFE | Jpmorgan Chase Bank, N.a. | Common/collective trust | $792.7M |
| FID Contra Pool CL 2 | Fidelity Management Trust Company | Common/collective trust | $749.1M |
| Jpmcb SR PB 2040 CFE | Jpmorgan Chase Bank, N.a. | Common/collective trust | $621.9M |
| Jpmcb SR PB 2035 CFE | Jpmorgan Chase Bank, N.a. | Common/collective trust | $451.0M |
| SP EXT MKT IDX CL E | Geode Capital Management Trust | Common/collective trust | $262.2M |
| Jpmcb SR PB 2030 CFE | Jpmorgan Chase Bank, N.a. | Common/collective trust | $253.2M |
| Jpmcb SR PB 2060 CFE | Jpmorgan Chase Bank, N.a. | Common/collective trust | $252.8M |
| SP Small CP IND CL E | Geode Capital Management, LLC | Common/collective trust | $218.9M |
| SP Intl Index E index | Geode Capital Management, LLC | Common/collective trust | $182.1M |
| Blackrock EQ Divd | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $164.7M |
| Jpmcb SR PB 2025 CFE | Jpmorgan Chase Bank, N.a. | Common/collective trust | $103.3M |
| FID LPS Pool Class A | Fidelity Management Trust Company | Common/collective trust | $98.4M |
| LS Core PL Fxinc C | Loomis Sayles Trust Company, LLC | Common/collective trust | $81.1M |
| FID DIV Intl PL CL A | Fidelity Management Trust Company | Common/collective trust | $73.5M |
| Jpmcb SR PB INC CFE | Jpmorgan Chase Bank, N.a. | Common/collective trust | $48.7M |
| Jpmcb SR PB 2065 CFE | Jpmorgan Chase Bank, N.a. | Common/collective trust | $13.5M |
| FID Contra Pool CL A | Fidelity Management Trust Company | Common/collective trust | $0 |
| SP 500 Index PL CL D index | Geode Capital Management Trust | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $753.9M | 8.3% |
| Common/collective trusts | $7.9B | 86.8% |
| Common stock (direct) | $210.6M | 2.3% |
| Participant loans | $54.3M | 0.6% |
| Other investments | $833,932 | 0.0% |
Fees paid from plan assets
| Contract administrator fees | $10,500 |
| Investment advisory & management fees | $1.0M |
| Other administrative fees | $0 |
| Total administrative expenses | $1.5M |
Reported administrative expenses were about 0.018% of average plan assets, or about $28 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250922114057NAL0005580112001. EIN 943320693.