Relx Inc. 401(k): best low-cost funds
Relx Inc. US Salary Investment Plan · Plan #005 · NEW York, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Russell 1000 Index Fund M index | Blackrock Institutional Trust Company, N. A. | Common/collective trust | $701.4M |
| T Rowe Price Blue Chip Growth Trust | T. Rowe Price Trust Company | Common/collective trust | $387.9M |
| Blackrock Msci Acwi IMI Index Fund index | Blackrock Institutional Trust Company, N. A. | Common/collective trust | $259.6M |
| Vanguard Target RET Trust Plus 2035 | Vanguard Fiduciary Trust Company | Common/collective trust | $192.2M |
| Russell 2000 Index Fund M index | Blackrock Institutional Trust Company, N. A. | Common/collective trust | $189.8M |
| Vanguard Target RET Trust Plus 2030 | Vanguard Fiduciary Trust Company | Common/collective trust | $186.1M |
| Blackrock US Debt Index M index | Blackrock Institutional Trust Company, N. A. | Common/collective trust | $183.1M |
| Vanguard Target RET Trust Plus 2040 | Vanguard Fiduciary Trust Company | Common/collective trust | $174.6M |
| T. Rowe Price Stable Value Common C | T. Rowe Price Trust Company | Common/collective trust | $152.7M |
| Vanguard Target RET Trust Plus 2045 | Vanguard Fiduciary Trust Company | Common/collective trust | $150.8M |
| Vanguard Target RET Trust Plus 2025 | Vanguard Fiduciary Trust Company | Common/collective trust | $130.6M |
| Boston Trust Walden Small CAP CIT | Boston Trust Walden Company | Common/collective trust | $104.0M |
| Vanguard Target RET Trust Plus 2050 | Vanguard Fiduciary Trust Company | Common/collective trust | $101.5M |
| Mhtc CIT - MFS International Equity | MFS Heritage Trust Company | Common/collective trust | $89.2M |
| Vanguard Target RET Trust Plus 2055 | Vanguard Fiduciary Trust Company | Common/collective trust | $51.4M |
| Vanguard Target RET Trust Plus 2020 | Vanguard Fiduciary Trust Company | Common/collective trust | $47.0M |
| Blackrock Total Return Bond Fund T | Blackrock Institutional Trust Company, N. A. | Common/collective trust | $46.8M |
| Vanguard Target RET Trust Plus INC | Vanguard Fiduciary Trust Company | Common/collective trust | $23.0M |
| Vanguard Target RET Trust Plus 2060 | Vanguard Fiduciary Trust Company | Common/collective trust | $20.6M |
| Templeton International Smaller CO | Fiduciary Trust International Of The South | Common/collective trust | $14.0M |
| Vanguard Target RET Trust Plus 2065 | Vanguard Fiduciary Trust Company | Common/collective trust | $7.3M |
| Vanguard Target Retire INC & GRW TR | Vanguard Fiduciary Trust Company | Common/collective trust | $1.1M |
| Vanguard Target RET Trust Plus 2070 | Vanguard Fiduciary Trust Company | Common/collective trust | $848,997 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $296.6M | 8.1% |
| Common/collective trusts | $3.2B | 88.1% |
| Participant loans | $29.8M | 0.8% |
| Other investments | $103.0M | 2.8% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $980,596 |
| Other administrative fees | $4,500 |
| Total administrative expenses | $1.6M |
Reported administrative expenses were about 0.048% of average plan assets, or about $83 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20240702111828NAL0007298752001. EIN 521471842.