Publix Super Markets, Inc. 401(k): best low-cost funds
Publix Super Markets, Inc. 401(k) Smart Plan · Plan #004 · Lakeland, FL
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
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Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| T Rowe Price Large-cap Growth Trust | T. Rowe Price | Common/collective trust | $525.4M |
| State Street Moderate Strat BAL FD | State Street Global Advisors Trust | Common/collective trust | $522.8M |
| State Street S & P 500 Index index | State Street Global Advisors Trust | Common/collective trust | $378.0M |
| State Street Aggressive Strat BAL F | State Street Global Advisors Trust | Common/collective trust | $155.5M |
| Invesco Stable Value Trust Fund | Invesco National Trust Company | Common/collective trust | $124.6M |
| T Rowe Price US Value Equity Trust | T. Rowe Price | Common/collective trust | $122.2M |
| State Street Conservative Strat BAL | State Street Global Advisors Trust | Common/collective trust | $114.3M |
| State Street Midcap Index Fund index | State Street Global Advisors Trust | Common/collective trust | $88.6M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $153.7M | 1.9% |
| Common/collective trusts | $2.0B | 25.2% |
| Employer securities (company stock) | $5.6B | 69.9% |
| Participant loans | $159.6M | 2.0% |
Fees paid from plan assets
| Contract administrator fees | $2.5M |
| Total administrative expenses | $2.5M |
Reported administrative expenses were about 0.034% of average plan assets, or about $18 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251003152925NAL0001566353001. EIN 590324412.