Piedmont Healthcare, Inc. 401(k): best low-cost funds
Piedmont Healthcare, Inc. 401(k) Tomorrowplan · Plan #003 · Atlanta, GA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| TRP Retire 2030 D | T. Rowe Price Trust Company | Common/collective trust | $336.7M |
| TRP Retire 2035 D | T. Rowe Price Trust Company | Common/collective trust | $329.4M |
| SP 500 Index PL CL C index | Geode Capital Management Trust | Common/collective trust | $303.1M |
| TRP Retire 2040 D | T. Rowe Price Trust Company | Common/collective trust | $284.4M |
| TRP Retire 2045 D | T. Rowe Price Trust Company | Common/collective trust | $265.3M |
| TRP Retire 2025 D | T. Rowe Price Trust Company | Common/collective trust | $248.7M |
| TRP Retire 2050 D | T. Rowe Price Trust Company | Common/collective trust | $205.0M |
| TRP Retire 2055 D | T. Rowe Price Trust Company | Common/collective trust | $146.2M |
| TRP Retire 2020 C | T. Rowe Price Trust Company | Common/collective trust | $85.6M |
| Vang RET SAV TR IV | Vanguard Fiduciary Trust Company | Common/collective trust | $83.9M |
| TRP Retire 2060 D | T. Rowe Price Trust Company | Common/collective trust | $82.4M |
| Aristotle Collective Investment TR | SEI Trust Company | Common/collective trust | $47.2M |
| William Blair Large CAP Growth | Global Trust Company | Common/collective trust | $47.1M |
| TRP Retire 2065 D | T. Rowe Price Trust Company | Common/collective trust | $24.4M |
| Westfield Sm/mid CAP GR EQ CIT CL D | Comerica Bank & Trust | Common/collective trust | $24.4M |
| SS Gaceq Exus IDX II | State Street Global Advisors Trust CO | Common/collective trust | $24.2M |
| TRP Retire 2015 D | T. Rowe Price Trust Company | Common/collective trust | $16.4M |
| Blackrock Total Return BD FD T | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $12.1M |
| GQG Intl EQ CIT | Reliance Trust Company | Common/collective trust | $10.7M |
| TRP Retire 2005 D | T. Rowe Price Trust Company | Common/collective trust | $10.4M |
| TRP Retire 2010 D | T. Rowe Price Trust Company | Common/collective trust | $5.9M |
| Galliard Stble RTN C | Wells Fargo Bank, N.a. | Common/collective trust | $419,099 |
| Macquarie Smid CAP Grwth Trust | Macquarie Smid CAP Growth Trust | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $208.3M | 7.3% |
| Common/collective trusts | $2.6B | 90.7% |
| Participant loans | $43.8M | 1.5% |
Fees paid from plan assets
| Contract administrator fees | $1,800 |
| Investment advisory & management fees | $128,116 |
| Other administrative fees | $130,659 |
| Total administrative expenses | $1.8M |
Reported administrative expenses were about 0.067% of average plan assets, or about $39 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250917135408NAL0000415969001. EIN 581503902.