Pfizer INC 401(k): best low-cost funds
Pfizer Savings Plan · Plan #002 · NEW York, NY
Not financial advice. This page is educational and built from public government filings. Confirm every fund and fee in your plan's official materials before acting.
$19.5Bnet assets (end of plan year)
56,097participants with balances
33,309active participants
2023-12-31plan year end
Suggested simple Boglehead mix
- US stocks (~60%): Ssga S&P 500 Index NL SER FD
- International stocks (~20-30%): Ssga International Index NL SER FD
- Bonds (~10-20%): Ssga US Bond Index NL SER FD
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Ssga S&P 500 Index NL SER FD index | State Street Global Advisors Trust Company | Common/collective trust | $2.9B |
| Vanguard Target RET 2030 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $1.4B |
| Fidelity Large CAP Growth Fund | Fidelity Management Trust Company | Common/collective trust | $1.4B |
| Vanguard Target RET 2040 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $1.2B |
| Ssga Russell Sm-mid CAP Index NL SE index | State Street Global Advisors Trust Company | Common/collective trust | $1.0B |
| Vanguard Target RET 2035 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $979.8M |
| Vanguard Target RET 2025 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $693.1M |
| Boston Partners Large CAP VAL EQ FD | Boston Partners Trust Company | Common/collective trust | $687.1M |
| Vanguard Target RET 2045 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $681.5M |
| Vanguard Target RET 2020 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $447.8M |
| Vanguard Target RET 2050 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $411.6M |
| Vanguard Target RET INC Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $366.1M |
| Acadian International Equity Fund, | Acadian Asset Management LLC | Common/collective trust | $357.0M |
| Wtf-ctf Intl Research EQ Portfolio | Wellington Trust Company, NA | Common/collective trust | $356.7M |
| Vanguard Target RET 2055 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $289.4M |
| Jennison Small-mid CAP Equity Fund | Prudential Trust Company | Common/collective trust | $257.3M |
| Vanguard Target RET 2060 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $160.8M |
| Ssga International Index NL SER FD index | State Street Global Advisors Trust Company | Common/collective trust | $152.5M |
| Collective Short Term INV Fund | Northern Trust Global Investments | Common/collective trust | $68.2M |
| Ssga US Bond Index NL SER FD index | State Street Global Advisors Trust Company | Common/collective trust | $24.2M |
| Vanguard Target RET 2065 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $14.0M |
| International Equity Index Plus FD index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Oppenheimer DEV Markets RET Acct | Transamerica Financial Life INS CO | Common/collective trust | $0 |
| S&P Equity Index Fund index | Northern Trust Global Investments | Common/collective trust | $0 |
| Russell 2000 Equity Index Fund index | Northern Trust Global Investments | Common/collective trust | $0 |
| MID Capitalization Equity Index FD index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.2B | 6.2% |
| Common/collective trusts | $13.9B | 71.2% |
| Insurance co. general account | $1.4B | 7.0% |
| Employer securities (company stock) | $1.2B | 6.1% |
| Common stock (direct) | $1.4B | 7.1% |
| Participant loans | $95.3M | 0.5% |
| Other investments | $6.9M | 0.0% |
Fees paid from plan assets
| Other administrative fees | $5.1M |
| Total administrative expenses | $5.1M |
Reported administrative expenses were about 0.027% of average plan assets, or about $91 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250709090205NAL0003209043001. EIN 135315170.