Paccar INC 401(k): best low-cost funds
Paccar INC Savings Investment Plan · Plan #002 · Bellevue, WA
Suggested simple Boglehead mix
- US stocks (~60%): NT S&P 500 Index
- International stocks (~20-30%): Blackrock Msci Acwi ESG Focus IDX F
- Bonds (~10-20%): NT Aggreg Bond Index
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| FID Contra Pool CL D | Fidelity Management Trust Company | Common/collective trust | $389.0M |
| NT S&P 500 Index index | Northern Trust Investments, Inc. | Common/collective trust | $256.1M |
| MIP II CL 3 | Fidelity Management Trust Company | Common/collective trust | $121.1M |
| NT Eafe IDX Tier 3 | Northern Trust Investments, Inc. | Common/collective trust | $29.5M |
| NT Russ 2000 IDX NL | Northern Trust Investments, Inc. | Common/collective trust | $22.8M |
| NT Aggreg Bond Index index | Northern Trust Investments, Inc. | Common/collective trust | $17.4M |
| Blackrock Msci Acwi ESG Focus IDX F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $3.5M |
| Russell Intl Fund index | Russell Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $621.7M | 21.5% |
| Common/collective trusts | $839.3M | 29.0% |
| Employer securities (company stock) | $1.3B | 46.0% |
| Participant loans | $63.4M | 2.2% |
Fees paid from plan assets
| Contract administrator fees | $6,000 |
| Investment advisory & management fees | $0 |
| Other administrative fees | $52,012 |
| Total administrative expenses | $113,140 |
Reported administrative expenses were about 0.004% of average plan assets, or about $8 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250729163438NAL0008140226001. EIN 910351110.