Ochsner Clinic Foundation 401(k): best low-cost funds
Ochsner Clinic Foundation 401(k) Plan · Plan #002 · NEW Orleans, LA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vftc Institutional 500 Index Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $328.2M |
| Vftc Target RET 2050 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $229.0M |
| Vftc Target RET 2045 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $223.5M |
| Vftc Target RET 2040 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $196.3M |
| Vftc Target RET 2035 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $171.8M |
| Vftc Target RET 2030 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $158.8M |
| Vftc Target RET 2055 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $137.8M |
| Vftc Instl TOT Intrnl STK MKT Idxtr | Vanguard Fiduciary Trust Company | Common/collective trust | $120.3M |
| Vftc Target RET 2025 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $116.3M |
| Vftc Instl Total Bond MKT IDX TR index | Vanguard Fiduciary Trust Company | Common/collective trust | $113.2M |
| Vftc Instnll Extended MKT IDX TR | Vanguard Fiduciary Trust Company | Common/collective trust | $80.7M |
| Vftc Target RET 2020 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $59.9M |
| Vftc Target RET 2060 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $56.1M |
| Vftc Target RET Income TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $47.3M |
| Allspring SPL MID CAP Value Cit; E1 | SEI Trust Company | Common/collective trust | $39.0M |
| Vftc Target RET 2065 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $15.2M |
| Clearbridge Small CAP Growth Cit; C | Legg Mason | Common/collective trust | $10.0M |
| Cohen & Steers U.s. RTY Fund; CL FA | SEI Trust Company | Common/collective trust | $8.8M |
| Vftc Target RET 2070 TR Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $2.4M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $422.2M | 15.7% |
| Common/collective trusts | $2.1B | 78.6% |
| Insurance co. general account | $1.7M | 0.1% |
| Participant loans | $27.2M | 1.0% |
| Other investments | $54.8M | 2.0% |
Fees paid from plan assets
| Other administrative fees | $2.9M |
| Total administrative expenses | $2.9M |
Reported administrative expenses were about 0.115% of average plan assets, or about $67 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015111755NAL0002311331001. EIN 720502505.