NXP Usa, Inc. 401(k): best low-cost funds
NXP 401(k) Retirement Plan · Plan #001 · Austin, TX
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| SS S&P 500(r)index Class II index | State Street Global Advisors Trust Company | Common/collective trust | $788.0M |
| NT Collective Russell 1000 Growth index | Northern Trust Investments, Inc. | Common/collective trust | $291.9M |
| Fidelity Blue Chip Growth Commingle | Fidelity Management Trust Company | Common/collective trust | $242.8M |
| Loomis Sayles INT GVT Credit Trust | Loomis Sayles Trust Company, LLC | Common/collective trust | $206.8M |
| Arrowstreet International Equity AC | Global Trust Company | Common/collective trust | $108.4M |
| SS Russell Small MID Class II index | State Street Global Advisors Trust Company | Common/collective trust | $98.7M |
| Ssga ALL CAP Eqty Ex-us Index CL II index | State Street Global Advisors Trust Company | Common/collective trust | $68.6M |
| T Rowe Price Retirement Trust 2030 | T Rowe Price Trust Company | Common/collective trust | $64.1M |
| NT Coll Russell 2000 Value Index index | Northern Trust Asset Management | Common/collective trust | $57.5M |
| T Rowe Price Retirement Trust 2025 | T Rowe Price Trust Company | Common/collective trust | $56.8M |
| T Rowe Price Retirement Trust 2035 | T Rowe Price Trust Company | Common/collective trust | $51.8M |
| T Rowe Price Retirement Trust 2040 | T Rowe Price Trust Company | Common/collective trust | $38.1M |
| Collective S/T Investment Fund | Northern Trust | Common/collective trust | $31.6M |
| T Rowe Price Retirement Trust 2045 | T Rowe Price Trust Company | Common/collective trust | $19.6M |
| T Rowe Price Retirement 2020 Trust | T Rowe Price Trust Company | Common/collective trust | $17.5M |
| T Rowe Price Retirement Trust 2050 | T Rowe Price Trust Company | Common/collective trust | $14.5M |
| T Rowe Price Retirement 2015 Trust | T Rowe Price Trust Company | Common/collective trust | $12.8M |
| T Rowe Price Retirement Trust 2060 | T Rowe Price Trust Company | Common/collective trust | $11.6M |
| T Rowe Price Retirement Trust 2055 | T Rowe Price Trust Company | Common/collective trust | $10.7M |
| Western Asset Opportnstc Structured | Western Asset Management CO | 103-12 investment entity | $10.6M |
| Western Asset Oppt US High Yield | Western Asset Management Company | 103-12 investment entity | $7.1M |
| T Rowe Price Retirement Trust 2065 | T Rowe Price Trust Company | Common/collective trust | $6.8M |
| Western Asset Fltng Rate High INC | Western Asset Management Company | 103-12 investment entity | $5.6M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $190.9M | 5.2% |
| Common/collective trusts | $2.0B | 53.8% |
| Common stock (direct) | $663.4M | 17.9% |
| Participant loans | $12.0M | 0.3% |
| Other investments | $701.6M | 19.0% |
Fees paid from plan assets
| Investment advisory & management fees | $6.5M |
| Other administrative fees | $40,358 |
| Total administrative expenses | $6.9M |
Reported administrative expenses were about 0.195% of average plan assets, or about $807 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251006092433NAL0003415745001. EIN 200443182.