Nordstrom, Inc. 401(k): best low-cost funds
Nordstrom 401k Plan · Plan #001 · Seattle, WA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Inst 500 IX | Vanguard Fiduciary Trust Company | Common/collective trust | $1.1B |
| Europacific Growth Fund | The Capital Group Europacific Growth Trust | Common/collective trust | $572.7M |
| Loomis Sayles Core Plus Fixed Incom | Loomis Sayles Trust Company, LLC | Common/collective trust | $437.0M |
| Putnam Stable Value Fund | Putnam Fiduciary Trust Company | Common/collective trust | $297.9M |
| Schroder Int'l Multi-cap Eqty Trust | SEI Trust Company | Common/collective trust | $273.7M |
| Pgim Retirement Real Estate Fund II | Pgim Inc. | 103-12 investment entity | $101.8M |
| Ssga Tips Index index | State Street Bank And Trust Company | Common/collective trust | $48.2M |
| EB Temporary Investment | The Bank Of NEW York Mellon | Common/collective trust | $13.6M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $588.2M | 13.7% |
| Common/collective trusts | $2.7B | 63.1% |
| Employer securities (company stock) | $68.5M | 1.6% |
| Common stock (direct) | $519.3M | 12.1% |
| Participant loans | $77.1M | 1.8% |
| Other investments | $56.9M | 1.3% |
Fees paid from plan assets
| Investment advisory & management fees | $6.3M |
| Other administrative fees | $-8,050 |
| Total administrative expenses | $11.1M |
Reported administrative expenses were about 0.270% of average plan assets, or about $108 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250801124051NAL0007172657001. EIN 910515058.