Nokia Of America Corporation 401(k): best low-cost funds
Nokia Savings/401(k) Plan · Plan #003 · Murray Hill, NJ
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Russell 3000 Index Fund F index | Blackrock Institutional Trust Company | Common/collective trust | $2.4B |
| Jpmcb Liquidity Fund | Jpmorgan Chase Bank, N.a. | Common/collective trust | $686.3M |
| Msci World Equity Ex-us Fund F index | Blackrock Institutional Trust Company | Common/collective trust | $366.9M |
| Russell 1000 Index Fund F index | Blackrock Institutional Trust Company | Common/collective trust | $198.2M |
| Fiam BRD MKT Drtn Commingled Pool | Fidelity Institutional Asset Management | Common/collective trust | $193.2M |
| Russell 1000 Growth Fund F index | Blackrock Institutional Trust Company | Common/collective trust | $180.8M |
| Msci Acwi MIN Volatility IND Fund F index | Blackrock Institutional Trust Company | Common/collective trust | $143.1M |
| Wtc-cif II Divrsfd Inflation Hedges | Wellington Trust Company, NA | Common/collective trust | $132.0M |
| Blackrock Emerging Markets Index FD index | Blackrock Institutional Trust Company | Common/collective trust | $124.8M |
| Russell 1000 Value Fund F index | Blackrock Institutional Trust Company | Common/collective trust | $46.0M |
| Wtc-cif II Balanced Real Assets | Wellington Trust Company, NA | Common/collective trust | $30.7M |
| T. Rowe PRC Emerging Mkts EQ. Trust | T. Rowe Price Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $14.9M | 0.2% |
| Common/collective trusts | $4.5B | 50.3% |
| Employer securities (company stock) | $252,000 | 0.0% |
| Common stock (direct) | $2.3B | 25.2% |
| Participant loans | $22.2M | 0.2% |
| Other investments | $1.7B | 19.4% |
Fees paid from plan assets
| Other administrative fees | $2.3M |
| Total administrative expenses | $2.3M |
Reported administrative expenses were about 0.027% of average plan assets, or about $95 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250718092749NAL0001483697001. EIN 223408857.