Nissan North America, Inc. 401(k): best low-cost funds
Nissan Employee 401(k) Plan · Plan #006 · Franklin, TN
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Institutional 500 Index TR index | Vanguard | Common/collective trust | $610.6M |
| Vanguard Target Retirement 2035 TRU | Vanguard | Common/collective trust | $434.4M |
| Vanguard Target Retirement 2040 TRU | Vanguard | Common/collective trust | $335.0M |
| Vanguard Target Retirement 2030 TRU | Vanguard | Common/collective trust | $301.8M |
| Vanguard Target Retirement 2045 TRU | Vanguard | Common/collective trust | $298.3M |
| Vanguard Retirement Savings Trust I | Vanguard | Common/collective trust | $247.0M |
| Vanguard Institutional Total Intern | Vanguard | Common/collective trust | $223.2M |
| Vanguard Institutional Total Bond M index | Vanguard | Common/collective trust | $218.4M |
| Harbor Capital Appreciation CIT CLA | Harbor Trust Company | Common/collective trust | $177.1M |
| Vanguard Target Retirement 2025 TRU | Vanguard | Common/collective trust | $175.1M |
| Vanguard Target Retirement 2050 TRU | Vanguard | Common/collective trust | $148.3M |
| Vanguard Institutional Extended MAR | Vanguard | Common/collective trust | $131.5M |
| Vanguard Target Retirement 2055 TRU | Vanguard | Common/collective trust | $130.3M |
| Artisan MID CAP Growth Trust Tier 1 | SEI Funds | Common/collective trust | $88.9M |
| Vanguard Target Retirement 2020 TRU | Vanguard | Common/collective trust | $59.3M |
| Western Asset Core Bond CIF Class R | Hand Benefits | Common/collective trust | $59.3M |
| Vanguard Target Retirement 2060 TRU | Vanguard | Common/collective trust | $56.0M |
| Vanguard Target Retirement Income T | Vanguard | Common/collective trust | $46.5M |
| MFS International Growth Fund Class | MFS Funds | Common/collective trust | $34.1M |
| Vanguard Target Retirement 2065 TRU | Vanguard | Common/collective trust | $13.8M |
| GQG Partners Emerging Markets | Reliance Funds | Common/collective trust | $8.5M |
| Vanguard Target Retirement 2070 TRU | Vanguard | Common/collective trust | $1.9M |
| American Century Emerging Markets C | American Century Investments | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $307.2M | 7.0% |
| Common/collective trusts | $3.8B | 86.8% |
| Participant loans | $61.4M | 1.4% |
| Other investments | $145.0M | 3.3% |
Fees paid from plan assets
| Contract administrator fees | $124,150 |
| Investment advisory & management fees | $3.0M |
| Other administrative fees | $341,817 |
| Total administrative expenses | $3.6M |
Reported administrative expenses were about 0.086% of average plan assets, or about $168 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251009135432NAL0006675297001. EIN 952108010.