Nextera Energy, Inc. 401(k): best low-cost funds
Nextera Energy, Inc. Employee Retirement Savings Plan · Plan #002 · Juno Beach, FL
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Target Rtrmnt 2035 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $405.7M |
| BTC Equity Index J index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $390.9M |
| Vanguard Target Rtrmnt 2045 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $340.3M |
| Vanguard Target Rtrmnt 2025 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $247.9M |
| BTC Russell 3000 M index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $168.1M |
| Vanguard Target Rtrmnt 2030 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $144.8M |
| Vanguard Target Rtrmnt 2055 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $144.7M |
| Vanguard Target Rtrmnt 2040 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $100.2M |
| Vanguard Target Rtrmnt 2050 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $94.4M |
| Vanguard Target Rtrmnt Income Trst+ | Vanguard Fiduciary Trust Company | Common/collective trust | $66.9M |
| BTC Russell 2000 Alpha Tilts Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $58.8M |
| Cohen & Steers US Realty Shares B | SEI Trust Company | Common/collective trust | $45.5M |
| Vanguard Target Rtrmnt 2060 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $45.2M |
| LS Core PL FX INC D | Loomis Sayles Trust Company LLC | Common/collective trust | $44.4M |
| BTC Acwi EX US IMI M | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $42.5M |
| BTC US Debt Index M index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $42.2M |
| Blackrock Russell 2000 Index Fund M index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $38.8M |
| Vanguard Target Rtrmnt 2065 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $27.7M |
| Vanguard Target Rtrmnt 2020 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $27.5M |
| Pimco Diversified Real Asset Trust | SEI Trust Company | Common/collective trust | $12.9M |
| Earnest Smid CP Core | SEI Trust Company | Common/collective trust | $7.3M |
| Vanguard Target Rtrmnt 2070 Trst + | Vanguard Fiduciary Trust Company | Common/collective trust | $4.1M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $395.8M | 7.2% |
| Common/collective trusts | $2.5B | 45.6% |
| Employer securities (company stock) | $1.8B | 32.9% |
| Common stock (direct) | $567.4M | 10.3% |
| Participant loans | $74.0M | 1.4% |
| Other investments | $36.5M | 0.7% |
Fees paid from plan assets
| Contract administrator fees | $3,484 |
| Investment advisory & management fees | $3.4M |
| Other administrative fees | $21,117 |
| Total administrative expenses | $3.7M |
Reported administrative expenses were about 0.071% of average plan assets, or about $173 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251013202500NAL0001931937001. EIN 592449419.