Nationwide Mutual Insurance Company 401(k): best low-cost funds
Nationwide Savings Plan · Plan #334 · Columbus, OH
Suggested simple Boglehead mix
- US stocks (~60%): S&P 500(r)index SEC LS Class I
- International stocks (~20-30%): Intn'l Index SEC LS Class I
- Bonds (~10-20%): U.s. Bond Index SEC LS Class II
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| S&P 500(r)index SEC LS Class I index | State Street Bank And Trust Company | Common/collective trust | $1.6B |
| Intn'l Index SEC LS Class I index | State Street Bank And Trust Company | Common/collective trust | $531.8M |
| U.s. Bond Index SEC LS Class II index | State Street Bank And Trust Company | Common/collective trust | $491.4M |
| S&P Midcap(r) Index SEC LS Class I index | State Street Bank And Trust Company | Common/collective trust | $309.3M |
| Russell SM Cap(r)index SEC LS I index | State Street Bank And Trust Company | Common/collective trust | $247.1M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Common/collective trusts | $3.2B | 38.3% |
| Insurance co. general account | $1.4B | 17.2% |
| Common stock (direct) | $2.4B | 28.3% |
| Participant loans | $105.9M | 1.3% |
| Other investments | $551.4M | 6.6% |
Fees paid from plan assets
| Contract administrator fees | $13,800 |
| Investment advisory & management fees | $920,530 |
| Total administrative expenses | $2.0M |
Reported administrative expenses were about 0.025% of average plan assets, or about $50 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251014085508NAL0005127714001. EIN 314177100.