National Technology & Engineering Solutions Of Sandia, LLC 401(k): best low-cost funds
Ntess Savings And Income Plan · Plan #008 · Albuquerque, NM
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| BTC Equity Index FD F index | Blackrock Institutional Trust Company | Common/collective trust | $1.0B |
| FID Growth CO Pool CL O | Fidelity Management Trust Company | Common/collective trust | $1.0B |
| FID Contrafund Pool CL F | Fidelity Management Trust Company | Common/collective trust | $815.9M |
| Target Retirement 2045 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $380.2M |
| International Equity Index FD index | Blackrock Institutional Trust Company | Common/collective trust | $357.9M |
| Target Retirement 2050 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $346.5M |
| SS US Bond Indx XIV | State Street Bank And Trust Company | Common/collective trust | $325.6M |
| Target Retirement 2035 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $299.0M |
| Target Retirement 2040 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $295.2M |
| Target Retirement 2055 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $288.7M |
| Target Retirement 2030 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $280.4M |
| Target Retirement 2025 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $236.2M |
| Russell 3000 Index FD index | Blackrock Institutional Trust CO | Common/collective trust | $231.8M |
| DIM US SM CAP CIT S | Global Trust Company | Common/collective trust | $163.3M |
| Target Retirement 2060 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $147.9M |
| BTC Total Return L | Blackrock Inst Trust Company, N.a. | Common/collective trust | $102.1M |
| Ssrsl Smmdcp IDX II | State Street Global Advisors Trust | Common/collective trust | $89.8M |
| Target Retirement 2020 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $89.4M |
| Target Retirement INC Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $71.6M |
| Harding Loevner Intl Equity | Global Trust Company | Common/collective trust | $53.0M |
| Target Retirement 2065 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $43.0M |
| Inflation Responsive Multi-asset FD | Blackrock Institutional Trust Company | Common/collective trust | $15.8M |
| Target Retirement 2070 Trust A | Vanguard Fiduciary Trust Company | Common/collective trust | $4.9M |
| SS Govt Short Term Investment FD | State Street Global Advisors Trust Company | Common/collective trust | $822,129 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $778,573 | 0.0% |
| Common/collective trusts | $6.7B | 92.1% |
| Common stock (direct) | $97.0M | 1.3% |
| Participant loans | $48.1M | 0.7% |
| Other investments | $400.4M | 5.5% |
Fees paid from plan assets
| Investment advisory & management fees | $3.4M |
| Other administrative fees | $15,750 |
| Total administrative expenses | $4.0M |
Reported administrative expenses were about 0.060% of average plan assets, or about $206 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251014110308NAL0001274947001. EIN 850097942.