Mufg Bank, LTD 401(k): best low-cost funds
Mufg Bank Ltd. 401(k) Plan · Plan #015 · NEW York, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vangrd Institutional 500 Index TR index | Vanguard Fiduciary Trust Company | Common/collective trust | $539.6M |
| Jpmorgan Large CAP Growth Fund | Jpmorgan Chase Bank, N.a. | Common/collective trust | $400.7M |
| Institutional Extended Market Index index | Vanguard Fiduciary Trust Company | Common/collective trust | $163.8M |
| VAN TGT RET 2030 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $131.7M |
| VAN TGT RET 2035 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $105.2M |
| VAN TGT RET 2040 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $102.7M |
| Galliard Short Core Fund F | SEI Trust Company | Common/collective trust | $102.1M |
| Galliard Intermediate Core Fund L | SEI Trust Company | Common/collective trust | $99.1M |
| VAN TGT RET 2045 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $92.3M |
| Metwest Total Return Bond FD | SEI Trust Company | Common/collective trust | $83.6M |
| VAN TGT RET 2025 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $83.3M |
| VAN TGT RET Income Plus | Vangard Fiduciary Trust Company | Common/collective trust | $70.8M |
| Schroder Int'l Multi-cap Equity | SEI Trust Company | Common/collective trust | $66.6M |
| VAN Inst TTL Intl ST MKT I | Vangard Fiduciary Trust Company | Common/collective trust | $64.1M |
| VAN TGT RET 2050 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $62.9M |
| VAN TGT RET 2020 Plus | Vangard Fiduciary Trust Company | Common/collective trust | $58.9M |
| VAN TGT RET 2055 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $36.5M |
| Galliard SA Intermediate Core Fund | SEI Trust Company | Common/collective trust | $27.3M |
| Galliard SA Intermediate Core Fund | SEI Trust Company | Common/collective trust | $27.1M |
| VAN TGT RET 2060 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $23.4M |
| VAN TGT RET 2065 Plus | Vangard Fiduciary Trust Company | Common/collective trust | $12.8M |
| Short-term Investment Fund II | SEI Trust Company | Common/collective trust | $4.7M |
| VAN TGT RET 2070 Plus | Vangard Fiduciary Trust Company | Common/collective trust | $1.7M |
| Stable Value Fund F | Wells Fargo Bank, N.a. | Common/collective trust | $0 |
| Stable Value Fund N | Wells Fargo Bank, N.a. | Common/collective trust | $0 |
| Stable Value Fund J | Wells Fargo Bank, N.a. | Common/collective trust | $0 |
| Stable Value Fund E | Wells Fargo Bank, N.a. | Common/collective trust | $0 |
| Stable Return Fund L | Wells Fargo Bank, N.a. | Common/collective trust | $0 |
| Black Rock Short Term Invst FD S | Wells Fargo Bank, N.A | Common/collective trust | $0 |
| Trowe Price Blue Chip | T. Rowe Price Trust Company | Common/collective trust | $0 |
| Galliard SA Intermediate Core Fund | SEI Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $377.0M | 13.2% |
| Common/collective trusts | $2.4B | 82.5% |
| Participant loans | $14.8M | 0.5% |
| Other investments | $71.6M | 2.5% |
Fees paid from plan assets
| Contract administrator fees | $39,655 |
| Other administrative fees | $5,743 |
| Total administrative expenses | $664,622 |
Reported administrative expenses were about 0.023% of average plan assets, or about $55 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251212124343NAL0008231521001. EIN 135611741.