Morgan Stanley Domestic Holdings, LLC 401(k): best low-cost funds
Morgan Stanley 401(k) Plan · Plan #003 · NEW York, NY
Not financial advice. This page is educational and built from public government filings. Confirm every fund and fee in your plan's official materials before acting.
$22.0Bnet assets (end of plan year)
77,339participants with balances
54,084active participants
2024-12-31plan year end
Suggested simple Boglehead mix
- US stocks (~60%): Equity Index NL Fund
- International stocks (~20-30%): Msci Acwi Ex-us Index Fund
- Bonds (~10-20%): US High Yield Bond Index
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Equity Index NL Fund index | Blackrock Institutional Trust CO. N | Common/collective trust | $4.1B |
| Commingled Pension Trust FD LCG JPM | Jpmorgan Chase Bank, N.a. | Common/collective trust | $1.8B |
| Ssga Target Retirement 2035 NL FD A | State Street Bank And Trust Company | Common/collective trust | $688.5M |
| MID CAP Equity Index NL Fund F index | Blackrock Institutional Trust CO. N | Common/collective trust | $652.3M |
| Ssga Target Retirement 2030 NL FD A | State Street Bank And Trust Company | Common/collective trust | $550.7M |
| Ssga Target Retirement 2040 NL FD A | State Street Bank And Trust Company | Common/collective trust | $547.1M |
| Russell 2000 Index NL Fund M index | Blackrock Institutional Trust CO. N | Common/collective trust | $546.2M |
| Ssga Target Retirement 2045 NL FD A | State Street Bank And Trust Company | Common/collective trust | $532.8M |
| Ssga Target Retirement 2050 NL FD A | State Street Bank And Trust Company | Common/collective trust | $480.1M |
| Msci Acwi Ex-us Index Fund index | Blackrock Institutional Trust CO. N | Common/collective trust | $426.0M |
| Ssga Target Retirement 2025 NL FD A | State Street Bank And Trust Company | Common/collective trust | $333.3M |
| Ssga Target Retirement 2055 NL FD A | State Street Bank And Trust Company | Common/collective trust | $330.7M |
| William Blair EM Grwth Coll INV FD | Global Trust Company | Common/collective trust | $319.9M |
| Collective Invt Total Return Collec | Pimco | Common/collective trust | $298.6M |
| Ts&w International LC Equity Trust | Global Trust Company | Common/collective trust | $287.9M |
| US Debt Index NL Fund index | Blackrock Institutional Trust CO. N | Common/collective trust | $252.2M |
| Ssga Target Retirement NL Fund A | State Street Bank And Trust Company | Common/collective trust | $196.2M |
| Ssga Target Retirement 2060 NL FD A | State Street Bank And Trust Company | Common/collective trust | $189.5M |
| Blackrock Emer Mrkt Index NL Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $177.2M |
| Msci Acwi ESG Focus Index index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $118.3M |
| Ssga Target Retirement 2020 NL FD A | State Street Bank And Trust Company | Common/collective trust | $110.2M |
| Ntgi Collective Short Term INV Fund | Northern Trust | Common/collective trust | $108.9M |
| Ssga Target Retirement 2065 NL FD A | State Street Bank And Trust Company | Common/collective trust | $104.5M |
| US High Yield Bond Index index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $81.1M |
| NA Invt FDS E Developed Real Estate | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $65.2M |
| Wellington OPP Emerging Markts Debt | Wellington Trust Company NA | Common/collective trust | $58.4M |
| Short Term Floating NAV II | Pimco | Common/collective trust | $30.0M |
| Ssga US HI YLD Bond Indx NL Class A | State Street Bank And Trust Company | Common/collective trust | $0 |
| State Street Global Reit | State Street Bank And Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $78.8M | 0.4% |
| Common/collective trusts | $13.4B | 61.0% |
| Employer securities (company stock) | $3.3B | 14.9% |
| Common stock (direct) | $2.9B | 13.0% |
| Participant loans | $130.4M | 0.6% |
| Other investments | $607.2M | 2.8% |
Fees paid from plan assets
| Investment advisory & management fees | $16.7M |
| Other administrative fees | $61,961 |
| Total administrative expenses | $17.1M |
Reported administrative expenses were about 0.083% of average plan assets, or about $221 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251010150034NAL0004732579001. EIN 208764829.