Latham & Watkins LLP 401(k): best low-cost funds
Latham & Watkins 401(k) Savings And Profit Sharing Plan · Plan #001 · LOS Angeles, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Inst TOT Intl ST MKT | Vanguard Fiduciary Trust Company | Common/collective trust | $290.5M |
| VGD Inst 500 Index Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $257.7M |
| Harbor Capital Apprec CIT CL 4 | Minnesota Life Insurance Company | Common/collective trust | $191.0M |
| Vftc Target RET 2050 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $130.4M |
| Vftc Target RET 2055 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $115.1M |
| Vanguard Instl Total Bond MKT index | Vanguard Fiduciary Trust Company | Common/collective trust | $111.5M |
| Vftc Target RET 2045 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $110.4M |
| Vftc Target RET 2040 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $88.0M |
| Vanguard Developed MKT IDX TR | Vanguard Fiduciary Trust Company | Common/collective trust | $84.6M |
| Vftc Target RET 2035 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $80.3M |
| Vftc Target RET 2030 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $66.8M |
| Vftc Target RET 2060 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $60.5M |
| Vftc Retirement Saving Trust IV | Vftc Retirement Saving Trust IV | Common/collective trust | $45.2M |
| Vftc Target RET 2025 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $27.8M |
| Vftc Target RET 2020 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $10.7M |
| Vftc Target RET 2065 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $8.6M |
| Vftc Target RET INC TR I | Vanguard Fiduciary Trust Company | Common/collective trust | $7.6M |
| Vftc Target RET 2070 TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $1.4M |
| VGD Target RET Income Growth I | Vanguard Fiduciary Trust Company | Common/collective trust | $409,765 |
| Harbor Capital Apprec CIT CL 4 | Harbor Capital Appreciation CIT | Common/collective trust | $0 |
| Vftc Targett RET INC & Grwth TR II | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $861.0M | 28.0% |
| Common/collective trusts | $1.7B | 55.0% |
| Participant loans | $9.9M | 0.3% |
| Other investments | $419.6M | 13.7% |
Fees paid from plan assets
| Contract administrator fees | $7,356 |
| Investment advisory & management fees | $1.3M |
| Total administrative expenses | $1.4M |
Reported administrative expenses were about 0.047% of average plan assets, or about $170 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250725003531NAL0006848400001. EIN 952018373.