LAM Research Corporation 401(k): best low-cost funds
Savings Plus Plan, LAM Research 401(k) · Plan #001 · Fremont, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| SS S&P 500 Index II index | State Street Global Advisors Trust CO | Common/collective trust | $398.0M |
| SS Trgt RET 2035 V | State Street Global Advisors Trust CO | Common/collective trust | $116.1M |
| SS Trgt RET 2045 V | State Street Global Advisors Trust CO | Common/collective trust | $100.9M |
| SS Trgt RET 2040 V | State Street Global Advisors Trust CO | Common/collective trust | $93.8M |
| SS Trgt RET 2030 V | State Street Global Advisors Trust CO | Common/collective trust | $93.2M |
| SS RSL Smmdcp IDX II | State Street Global Advisors Trust CO | Common/collective trust | $92.0M |
| SS Trgt RET 2050 V | State Street Global Advisors Trust CO | Common/collective trust | $85.9M |
| SS Trgt RET 2055 V | State Street Global Advisors Trust CO | Common/collective trust | $69.8M |
| SS Trgt RET 2025 V | State Street Global Advisors Trust CO | Common/collective trust | $62.8M |
| SS Trgt RET 2020 V | State Street Global Advisors Trust CO | Common/collective trust | $43.6M |
| SS US Bond Indx XIV | State Street Global Advisors Trust CO | Common/collective trust | $34.4M |
| SS Trgt RET 2060 V | State Street Global Advisors Trust CO | Common/collective trust | $31.3M |
| SS Gaceq Exus IDX II | State Street Global Advisors Trust CO | Common/collective trust | $14.0M |
| SS Trgt RET INC V | State Street Global Advisors Trust CO | Common/collective trust | $12.8M |
| SS Trgt RET 2065 V | State Street Global Advisors Trust CO | Common/collective trust | $10.4M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $883.7M | 31.2% |
| Common/collective trusts | $1.3B | 44.5% |
| Insurance co. general account | $125.7M | 4.4% |
| Employer securities (company stock) | $336.9M | 11.9% |
| Common stock (direct) | $156.2M | 5.5% |
| Participant loans | $22.0M | 0.8% |
Fees paid from plan assets
| Contract administrator fees | $3,900 |
| Investment advisory & management fees | $165,691 |
| Other administrative fees | $0 |
| Total administrative expenses | $684,488 |
Reported administrative expenses were about 0.025% of average plan assets, or about $62 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250924175635NAL0009551683001. EIN 942634797.