Kpmg LLP 401(k): best low-cost funds
Kpmg 401(k) Capital Accumulation Plan · Plan #011 · Montvale, NJ
Suggested simple Boglehead mix
- US stocks (~60%): Vftc Institutional 500 Index Trust
- International stocks (~20-30%): BLK Msci Acwi Ex-us IDX NL Fund M
- Bonds (~10-20%): Vftc Inst Total Bond MKT Indx Trust
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
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Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vftc Institutional 500 Index Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $2.9B |
| BLK Msci Acwi Ex-us IDX NL Fund M index | Blackrock Institutional Trust N.a. | Common/collective trust | $715.9M |
| Extended Equity Market Fund K | Blackrock Institutional Trust Company N.a. | Common/collective trust | $441.1M |
| Vftc Inst Total Bond MKT Indx Trust index | Vanguard Fiduciary Trust Company | Common/collective trust | $328.2M |
| State Street 1-10 Year U.s. Tips | State Street Global Advisors Trust Company | Common/collective trust | $143.8M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $5.5B | 52.6% |
| Common/collective trusts | $4.5B | 43.1% |
| Participant loans | $53.5M | 0.5% |
Fees paid from plan assets
| Investment advisory & management fees | $226,788 |
| Other administrative fees | $3,234 |
| Total administrative expenses | $2.2M |
Reported administrative expenses were about 0.023% of average plan assets, or about $40 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251010165504NAL0008042401001. EIN 135565207.