Kinder Morgan, Inc. 401(k): best low-cost funds
Kinder Morgan Savings Plan · Plan #002 · Houston, TX
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| State Street S&P 500 Index - KM index | State Street Global Advisors Trust Company | Common/collective trust | $515.5M |
| State Street Global Allcap EQ XUS I | State Street Global Advisors Trust Company | Common/collective trust | $227.2M |
| William Blair Large CAP Growth CIT | William Blair Collective Investment Trust | Common/collective trust | $197.2M |
| State Street S&P Smallmid CAP Index index | State Street Global Advisors Trust Company | Common/collective trust | $150.6M |
| State Street US Bond Index - KM index | State Street Global Advisors Trust Company | Common/collective trust | $148.4M |
| State Street Target Retirement 2030 | State Street Global Advisors Trust Company | Common/collective trust | $130.0M |
| State Street Target Retirement 2040 | State Street Global Advisors Trust Company | Common/collective trust | $123.9M |
| State Street Target Retirement 2045 | State Street Global Advisors Trust Company | Common/collective trust | $111.0M |
| Loomis Sayles Core Plus Fixed Incom | Loomis Sayles Trust Company, LLC | Common/collective trust | $106.3M |
| State Street Target Retirement 2035 | State Street Global Advisors Trust Company | Common/collective trust | $96.1M |
| State Street Target Retirement 2050 | State Street Global Advisors Trust Company | Common/collective trust | $96.0M |
| State Street Target Retirement 2025 | State Street Global Advisors Trust Company | Common/collective trust | $88.8M |
| IGT Invesco HQ Stbf | Invesco Trust Company | Common/collective trust | $86.7M |
| Westfield Smid CAP Growth EQ C | Comerica Bank & Trust, National Assocation | Common/collective trust | $77.6M |
| State Street Target Retirement 2055 | State Street Global Advisors Trust Company | Common/collective trust | $61.9M |
| MFS Heritage Trust Company Int'l EQ | MFS Heritage Trust Company | Common/collective trust | $56.4M |
| State Street Target Retirement 2020 | State Street Global Advisors Trust Company | Common/collective trust | $55.0M |
| State Street Target Retirement Incm | State Street Global Advisors Trust Company | Common/collective trust | $47.9M |
| Ts&w Smid CAP Value CIT Class D | Global Trust Company | Common/collective trust | $27.0M |
| State Street Target Retirement 2060 | State Street Global Advisors Trust Company | Common/collective trust | $25.6M |
| IGT Invesco A+ INT | Invesco Trust Company | Common/collective trust | $19.1M |
| IGT Jennison A+ INT | Invesco Trust Company | Common/collective trust | $19.0M |
| IGT Loomis Sayles A+ Core | Invesco Trust Company | Common/collective trust | $9.6M |
| IGT Loomis Sayles A+ INT | Invesco Trust Company | Common/collective trust | $9.6M |
| IGT Invesco A+ Core | Invesco Trust Company | Common/collective trust | $9.6M |
| IGT Pimco A+ Core | Invesco Trust Company | Common/collective trust | $9.5M |
| IGT Dodge & COX A+ Core | Invesco Trust Company | Common/collective trust | $9.5M |
| IGT Pimco A+ INT | Invesco Trust Company | Common/collective trust | $9.5M |
| State Street Target Retirement 2065 | State Street Global Advisors Trust Company | Common/collective trust | $7.8M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $135.8M | 4.6% |
| Common/collective trusts | $2.5B | 86.7% |
| Employer securities (company stock) | $94.9M | 3.2% |
| Participant loans | $60.3M | 2.1% |
| Other investments | $93.7M | 3.2% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $2.5M |
| Other administrative fees | $4,200 |
| Total administrative expenses | $3.2M |
Reported administrative expenses were about 0.114% of average plan assets, or about $190 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250731145640NAL0003168755001. EIN 800682103.