Keysight Technologies, Inc. 401(k): best low-cost funds
Keysight Technologies, Inc. 401(k) Plan · Plan #003 · Santa Rosa, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vang Inst 500 IDX TR | Vanguard Fiduciary Trust Company | Common/collective trust | $413.9M |
| FID Contra Pool CL A | Fidelity Management Trust Company | Common/collective trust | $236.3M |
| Vang IS EXT MKT IDX | Vanguard Fiduciary Trust Company | Common/collective trust | $125.4M |
| BTC Msci Acwi Exus M index | Blackrock Inst. Trust Company, N. A | Common/collective trust | $115.5M |
| BTC US Debt Index M index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $114.5M |
| Vanguard Target 2025 | Vanguard Fiduciary Trust Company | Common/collective trust | $113.6M |
| Vanguard Target 2030 | Vanguard Fiduciary Trust Company | Common/collective trust | $112.6M |
| Vanguard Target 2035 | Vanguard Fiduciary Trust Company | Common/collective trust | $102.4M |
| FID LPS Pool Class A | Fidelity Management Trust Company | Common/collective trust | $84.2M |
| Vanguard Target 2040 | Vanguard Fiduciary Trust Company | Common/collective trust | $80.4M |
| LS Core PL Fxinc D | Loomis Sayles Trust Company, LLC | Common/collective trust | $72.7M |
| Vanguard Target 2045 | Vanguard Fiduciary Trust Company | Common/collective trust | $59.3M |
| Vanguard Target 2020 | Vanguard Fiduciary Trust Company | Common/collective trust | $54.1M |
| Vanguard Target 2050 | Vanguard Fiduciary Trust Company | Common/collective trust | $45.9M |
| PIF Divrsd Intl | Principal Global Investors Trust CO | Common/collective trust | $40.0M |
| Vanguard Target 2055 | Vanguard Fiduciary Trust Company | Common/collective trust | $33.7M |
| Vanguard Target INC | Vanguard Fiduciary Trust Company | Common/collective trust | $28.9M |
| WT CB Small CAP Growth | Great Gray Trust Company, LLC | Common/collective trust | $24.7M |
| Vanguard Target 2060 | Vanguard Fiduciary Trust Company | Common/collective trust | $21.9M |
| Vanguard Target 2065 | Vanguard Fiduciary Trust Company | Common/collective trust | $7.4M |
| Vanguard Target 2070 | Vanguard Fiduciary Trust Company | Common/collective trust | $433,020 |
| LS Core PL Fxinc D | Loomis Sayles Trust Company, LLC | Common/collective trust | $0 |
| Vanguard Target 2070 | Vanguard Fiduciary Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $50.9M | 2.1% |
| Common/collective trusts | $1.9B | 78.8% |
| Common stock (direct) | $252.6M | 10.5% |
| Participant loans | $11.4M | 0.5% |
| Other investments | $190.1M | 7.9% |
Fees paid from plan assets
| Contract administrator fees | $3,450 |
| Investment advisory & management fees | $1.9M |
| Other administrative fees | $214,072 |
| Total administrative expenses | $2.4M |
Reported administrative expenses were about 0.109% of average plan assets, or about $314 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20241007183953NAL0007855763001. EIN 464254555.