Keycorp 401(k): best low-cost funds
Keycorp 401k Savings Plan · Plan #002 · Cleveland, OH
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Equity Index Fund index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $655.4M |
| Boston Partners Large CAP Value EQU | Boston Partners Large CAP Value Equity Fund | Common/collective trust | $236.1M |
| Extended Equity Market Fund | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $211.4M |
| Keybank EB Mangd Guar INV Cntrt FD | Keybank National Association | Common/collective trust | $153.5M |
| Msci Acwi Ex-u.s. IMI Index Fund F index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $151.1M |
| Lifepath Index 2030 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $126.0M |
| Lifepath Index 2045 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $124.6M |
| Lifepath Index 2035 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $120.4M |
| Lifepath Index 2040 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $116.0M |
| Lifepath Index 2050 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $98.3M |
| U.s. Debt Index Fund index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $96.9M |
| Lifepath Index 2025 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $92.4M |
| Lifepath Index 2055 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $76.0M |
| Lifepath Index Retirement NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $63.5M |
| Harding Loevner Collective INV Trst | Global Trust Company | Common/collective trust | $45.7M |
| Lifepath Index 2060 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $43.2M |
| Pimco Diversified Real Assets CIT | SEI Trust Company | Common/collective trust | $24.5M |
| Lifepath Index 2065 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $13.9M |
| Collective U.s. Government Stif | Northern Trust Investments, Inc. | Common/collective trust | $6.9M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $585.1M | 15.7% |
| Common/collective trusts | $2.5B | 65.9% |
| Employer securities (company stock) | $108.1M | 2.9% |
| Common stock (direct) | $525.3M | 14.1% |
| Participant loans | $52.8M | 1.4% |
Fees paid from plan assets
| Contract administrator fees | $6,000 |
| Investment advisory & management fees | $3.9M |
| Other administrative fees | $873,009 |
| Total administrative expenses | $6.4M |
Reported administrative expenses were about 0.182% of average plan assets, or about $224 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20240914162742NAL0006864707001. EIN 346542451.