Kaiser Foundation Health Plan, Inc. 401(k): best low-cost funds
Kaiser Permanente TAX Sheltered Annuity Plan · Plan #039 · Oakland, CA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
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Fund menu
This plan reported no named pooled funds on Schedule D, so the free data does not show its fund lineup.
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $13.0B | 93.8% |
| Insurance co. general account | $593.2M | 4.3% |
| Participant loans | $162.8M | 1.2% |
| Other investments | $100.4M | 0.7% |
Fees paid from plan assets
| Other administrative fees | $5.0M |
| Total administrative expenses | $5.0M |
Reported administrative expenses were about 0.038% of average plan assets, or about $47 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250901135013NAL0027602178001. EIN 941340523.