Jpmorgan Chase Bank, National Association 401(k): best low-cost funds
Jpmorgan Chase 401(k) Savings Plan · Plan #002 · Jersey City, NJ
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
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Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Equity Index Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $13.1B |
| Russell 1000 Growth Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $4.4B |
| Eafe Equity Index Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $3.5B |
| US Debt Index Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $2.5B |
| State Street S&P Midcap(r) Index SE index | State Street Bank And Trust Company | Common/collective trust | $2.5B |
| Russell 1000 Value Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $1.7B |
| Russell 2000 Index Fund index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $1.3B |
| Emerging Markets Index Non-lendable index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $1.2B |
| Commingled Pension Trust Fund (core | Jpmorgan Chase Bank, N.a. | Common/collective trust | $639.1M |
| Blackrock Msci Eafe SM CAP Equity index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $314.2M |
| Developed Real Estate Index Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $201.1M |
| US Treasury Inflation Protected SEC | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $97.6M |
| Commingled Pension Trust Fund (emer | Jpmorgan Chase Bank, N.a. | Common/collective trust | $94.1M |
| Commingled Pension TR FD (liquidity | Jpmorgan Chase Bank, N.a. | Common/collective trust | $68.2M |
| Short-term Investment Fund | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $63.3M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $18.4M | 0.0% |
| Common/collective trusts | $31.8B | 60.8% |
| Insurance co. general account | $2.3B | 4.3% |
| Employer securities (company stock) | $8.4B | 16.0% |
| Common stock (direct) | $4.7B | 9.0% |
| Participant loans | $639.2M | 1.2% |
| Other investments | $41.4M | 0.1% |
Fees paid from plan assets
| Investment advisory & management fees | $20.1M |
| Other administrative fees | $229,950 |
| Total administrative expenses | $21.8M |
Reported administrative expenses were about 0.045% of average plan assets, or about $73 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250821152449NAL0004385233001. EIN 134994650.