Iowa Health System 401(k): best low-cost funds
Iowa Health System Section 401(k) Retirement Savings Plan · Plan #006 · West DES Moines, IA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Jpmcb SR 2035 Cf-d | Jpmorgan Chase Bank, N.a. | Common/collective trust | $334.5M |
| Jpmcb SR 2030 Cf-d | Jpmorgan Chase Bank, N.a. | Common/collective trust | $304.5M |
| Jpmcb SR 2045 Cf-d | Jpmorgan Chase Bank, N.a. | Common/collective trust | $302.0M |
| Jpmcb SR 2040 Cf-d | Jpmorgan Chase Bank, N.a. | Common/collective trust | $299.5M |
| Jpmcb SR 2050 Cf-d | Jpmorgan Chase Bank, N.a. | Common/collective trust | $249.8M |
| Jpmcb SR 2025 Cf-d | Jpmorgan Chase Bank, N.a. | Common/collective trust | $229.2M |
| Jpmcb SR 2055 Cf-d | Jpmorgan Chase Bank, N.a. | Common/collective trust | $153.0M |
| Jpmcb SR 2020 Cf-d | Jpmorgan Chase Bank, N.a. | Common/collective trust | $120.5M |
| Jpmcb SR 2060 Cf-d | Jpmorgan Chase Bank, N.a. | Common/collective trust | $97.9M |
| Jpmcb SR Income Cf-d | Jpmorgan Chase Bank, N.a. | Common/collective trust | $47.6M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.0B | 31.1% |
| Common/collective trusts | $2.1B | 64.7% |
| Insurance co. general account | $62.5M | 1.9% |
| Common stock (direct) | $21.8M | 0.7% |
| Participant loans | $35.4M | 1.1% |
Fees paid from plan assets
| Contract administrator fees | $7,500 |
| Investment advisory & management fees | $1.0M |
| Other administrative fees | $0 |
| Total administrative expenses | $2.1M |
Reported administrative expenses were about 0.066% of average plan assets, or about $61 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250918132424NAL0001473457001. EIN 421435199.