International Paper Company 401(k): best low-cost funds
International Paper Company Salaried Savings Plan · Plan #007 · Memphis, TN
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Int'l Paper Mt-large CAP Pool | International Paper Company | Master trust | $970.0M |
| Int'l Paper Mt-stable Value Fund | International Paper Company | Master trust | $665.3M |
| Int'l Paper Mt-large CAP Stock Pool | International Paper Company | Master trust | $555.1M |
| Int'l Paper Mt-retire 2030 Fund | International Paper Company | Master trust | $257.1M |
| Int'l Paper Mt-co Stock Fund | International Paper Company | Master trust | $225.0M |
| Int'l Paper Mt-retire 2035 Fund | International Paper Company | Master trust | $207.7M |
| Int'l Paper Mt-small CAP Pool | International Paper Company | Master trust | $190.6M |
| Int'l Paper Mt-bond Pool | International Paper Company | Master trust | $184.3M |
| Int'l Paper Mt-mid CAP Pool | International Paper Company | Master trust | $175.6M |
| Int'l Paper Mt-retire 2025 Fund | International Paper Company | Master trust | $161.1M |
| Int'l Paper Mt-retire 2040 Fund | International Paper Company | Master trust | $157.4M |
| Int'l Paper Mt-retire Income Fund | International Paper Company | Master trust | $152.2M |
| Int'l Paper Mt-international Pool | International Paper Company | Master trust | $136.8M |
| Int'l Paper Mt-int Stock Index Fund index | International Paper Company | Master trust | $120.8M |
| Int'l Paper Mt-retire 2045 Fund | International Paper Company | Master trust | $107.3M |
| Int'l Paper Mt-retire 2050 Fund | International Paper Company | Master trust | $88.8M |
| Int'l Paper Mt-retire 2055 Fund | International Paper Company | Master trust | $70.1M |
| Int'l Paper Mt-bond Index Fund index | International Paper Company | Master trust | $68.1M |
| Int'l Paper Mt-long Bond Pool | International Paper Company | Master trust | $62.6M |
| Int'l Paper Mt-emerg Equity Pool | International Paper Company | Master trust | $57.5M |
| Int'l Paper MT- High Yield Pool | International Paper Company | Master trust | $53.8M |
| Int'l Paper Mt-retire 2060 Fund | International Paper Company | Master trust | $46.5M |
| Int'l Paper Mt-small/mid CAP Stock | International Paper Company | Master trust | $27.2M |
| Int'l Paper Mt-emerg FIX INC Pool | International Paper Company | Master trust | $21.8M |
| Int'l Paper Mt-retire 2065 Fund | International Paper Company | Master trust | $13.0M |
| Int'l Paper Mt-real Estate Pool | International Paper Company | Master trust | $4.9M |
| Int'l Paper Mt-ric Fund | International Paper Company | Master trust | $0 |
| Int'l Paper Mt-real Estate Pool | International Paper Company | Master trust | $0 |
| Int'l Paper Mt-long Bond Fund | International Paper Company | Master trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Master trusts | $4.8B | 95.7% |
| Employer securities (company stock) | $18,837 | 0.0% |
| Participant loans | $67.9M | 1.4% |
| Other investments | $145.2M | 2.9% |
Fees paid from plan assets
| Contract administrator fees | $133,552 |
| Investment advisory & management fees | $1.4M |
| Other administrative fees | $58,514 |
| Total administrative expenses | $2.2M |
Reported administrative expenses were about 0.046% of average plan assets, or about $111 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250721115147NAL0001839184001. EIN 130872805.