Intermountain Health Care, Inc. 401(k): best low-cost funds
Intermountain Health 401(k) Plan · Plan #002 · Salt Lake City, UT
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Institutional 500 Index TR index | Vanguard Fiduciary Trust Company | Common/collective trust | $1.2B |
| Pimco Collective Investment Trust | SEI Trust Company | Common/collective trust | $632.6M |
| WCM Focused Growth International CT | SEI Trust Company | Common/collective trust | $290.9M |
| TRP U.s. Small-cap Value Equity TR | T. Rowe Price Trust Company | Common/collective trust | $287.1M |
| William Blair Collective Investment | Global Trust Company | Common/collective trust | $192.2M |
| Vanguard Inst Total INT Stock Indx | Vanguard Fiduciary Trust Company | Common/collective trust | $165.3M |
| Vanguard Inst Extended MKT Indx TR | Vanguard Fiduciary Trust Company | Common/collective trust | $155.2M |
| Vanguard Inst Total BND MKT Indx TR | Vanguard Fiduciary Trust Company | Common/collective trust | $85.7M |
| TRP U.s. Small-cap Core Equity TR | T. Rowe Price Trust Company | Common/collective trust | $40.6M |
| Cohen & Steers Global Realty Fund | Lincoln National Life Insurance Company | Common/collective trust | $28.1M |
| JPM Smrt RET Passive Blend Income | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
| JPM Smrt Retire Passive Blend 2020 | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
| JPM Smrt Retire Passive Blend 2025 | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
| JPM Smrt Retire Passive Blend 2030 | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
| JPM Smrt Retire Passive Blend 2035 | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
| JPM Smrt Retire Passive Blend 2040 | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
| JPM Smrt Retire Passive Blend 2045 | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
| JPM Smrt Retire Passive Blend 2050 | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
| JPM Smrt Retire Passive Blend 2055 | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
| JPM Smrt Retire Passive Blend 2060 | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $2.3B | 33.1% |
| Common/collective trusts | $3.1B | 45.1% |
| Insurance co. general account | $286.2M | 4.2% |
| Participant loans | $80.6M | 1.2% |
| Other investments | $990.1M | 14.5% |
Fees paid from plan assets
| Contract administrator fees | $49,000 |
| Investment advisory & management fees | $6.2M |
| Other administrative fees | $359,000 |
| Total administrative expenses | $9.8M |
Reported administrative expenses were about 0.153% of average plan assets, or about $117 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251011122629NAL0004755411001. EIN 870269232.