Insperity Holdings, Inc. 401(k): best low-cost funds
Insperity 401k Plan · Plan #001 · Kingwood, TX
Suggested simple Boglehead mix
- US stocks (~60%): Ssga S&P 500 Index Fund
- International stocks (~20-30%): Ssga Global ALL CAP EQ EX US Index
- Bonds (~10-20%): Ssga U.s. Bond Index Fund
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Ssga S&P 500 Index Fund index | State Street Global Advisors Trust Company | Common/collective trust | $1.6B |
| T. Rowe Blue Chip Growth Class T7 | T. Rowe Price Trust Company | Common/collective trust | $730.2M |
| Ssga Target Retirement 2045 Fund | State Street Global Advisors Trust Company | Common/collective trust | $675.7M |
| Ssga Target Retirement 2035 Fund | State Street Global Advisors Trust Company | Common/collective trust | $666.4M |
| Ssga Target Retirement 2040 Fund | State Street Global Advisors Trust Company | Common/collective trust | $636.1M |
| Ssga Target Retirement 2050 Fund | State Street Global Advisors Trust Company | Common/collective trust | $616.5M |
| Ssga Target Retirement 2030 Fund | State Street Global Advisors Trust Company | Common/collective trust | $590.5M |
| Ssga Target Retirement 2055 Fund | State Street Global Advisors Trust Company | Common/collective trust | $463.1M |
| Ssga Target Retirement 2025 Fund | State Street Global Advisors Trust Company | Common/collective trust | $391.9M |
| NY Life INS CO Anchor Account Fund | NEW York Life Insurance Company | Pooled separate account | $309.7M |
| Ssga Target Retirement 2060 Fund | State Street Global Advisors Trust Company | Common/collective trust | $255.5M |
| Ssga Russell Small/mid CAP Index index | State Street Global Advisors Trust Company | Common/collective trust | $135.9M |
| Ssga Target Retirement 2020 Fund | State Street Global Advisors Trust Company | Common/collective trust | $120.3M |
| Metwest Total Return Bond Class C | Metropolitan West | Common/collective trust | $98.9M |
| Ssga Target Retirement Income Fund | State Street Global Advisors Trust Company | Common/collective trust | $94.7M |
| Ssga Global ALL CAP EQ EX US Index index | State Street Global Advisors Trust Company | Common/collective trust | $92.0M |
| Ssga Target Retirement 2065 Fund | State Street Global Advisors Trust Company | Common/collective trust | $75.1M |
| Ssga U.s. Bond Index Fund index | State Street Global Advisors Trust Company | Common/collective trust | $72.2M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.6B | 17.1% |
| Common/collective trusts | $7.3B | 77.9% |
| Pooled separate accounts | $309.7M | 3.3% |
| Participant loans | $118.8M | 1.3% |
Fees paid from plan assets
| Contract administrator fees | $7.7M |
| Investment advisory & management fees | $649,975 |
| Other administrative fees | $78,250 |
| Total administrative expenses | $9.5M |
Reported administrative expenses were about 0.108% of average plan assets, or about $58 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251014184254NAL0004735088001. EIN 760178498.