Indiana University Health Inc. 401(k): best low-cost funds
IU Health 401(k) Savings Plan · Plan #005 · Indianapolis, IN
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Institutional Total Stock Market IN index | Vanguard Fiduciary Trust Company | Common/collective trust | $950.2M |
| Target Retirement 2040 Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $436.9M |
| Target Retirement 2045 Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $396.0M |
| Target Retirement 2050 Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $388.8M |
| Target Retirement 2035 Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $378.1M |
| Target Retirement 2030 Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $371.5M |
| Target Retirement 2055 Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $249.8M |
| Target Retirement 2025 Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $243.9M |
| Institutional Total International | Vanguard Fiduciary Trust Company | Common/collective trust | $206.8M |
| Target Retirement 2060 Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $151.3M |
| Target Retirement 2020 Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $113.3M |
| Allspring Core Plus Bond Fund | Vanguard Fiduciary Trust Company | Common/collective trust | $112.1M |
| Target Retirement Income Trust Sele | Vanguard Fiduciary Trust Company | Common/collective trust | $53.9M |
| Target Retirement 2065 Trust Select | Vanguard Fiduciary Trust Company | Common/collective trust | $39.4M |
| Target Retirement 2070 Select | Vanguard Fiduciary Trust Company | Common/collective trust | $7.3M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $378.4M | 8.4% |
| Common/collective trusts | $4.1B | 91.5% |
| Participant loans | $8,920 | 0.0% |
Fees paid from plan assets
| Investment advisory & management fees | $2.8M |
| Other administrative fees | $133,481 |
| Total administrative expenses | $3.0M |
Reported administrative expenses were about 0.071% of average plan assets, or about $59 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250807092506NAL0002106227001. EIN 351955872.