HP Inc. 401(k): best low-cost funds
HP Inc. 401(k) Plan · Plan #004 · Austin, TX
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| US Large CAP Equity Fund | SEI | Common/collective trust | $2.0B |
| Russell 1000 Index Fund index | Blackrock Institutional Trust Company, N.A | Common/collective trust | $1.8B |
| US Small-mid CAP Equity Fund | SEI | Common/collective trust | $534.6M |
| Birth Date Fund 1965 | SEI | Common/collective trust | $459.7M |
| Russell 2500 Index Fund index | Blackrock Institutional Trust Company, N.A | Common/collective trust | $434.6M |
| International Equity Fund | SEI | Common/collective trust | $381.2M |
| Birth Date Fund 1970 | SEI | Common/collective trust | $359.7M |
| Short Term Bond Fund | SEI | Common/collective trust | $337.2M |
| Birth Date Fund 1960 | SEI | Common/collective trust | $316.9M |
| Birth Date Fund 1950 | SEI | Common/collective trust | $284.0M |
| Birth Date Fund 1975 | SEI | Common/collective trust | $255.6M |
| Core Bond Fund | SEI | Common/collective trust | $224.2M |
| US Debt Index Fund index | Blackrock Institutional Trust Company, N.A | Common/collective trust | $203.5M |
| Msci Acwi Ex-us Index Fund index | Blackrock Institutional Trust Company, N.A | Common/collective trust | $181.5M |
| Birth Date Fund 1980 | SEI | Common/collective trust | $162.0M |
| Birth Date Fund 1985 | SEI | Common/collective trust | $122.3M |
| Birth Date Fund 1955 | SEI | Common/collective trust | $104.0M |
| Conservative Bond Fund | SEI | Common/collective trust | $92.4M |
| Birth Date Fund 1990 | SEI | Common/collective trust | $89.0M |
| Emerging Markets Equity Fund | SEI | Common/collective trust | $85.8M |
| High Yield Bond Fund | SEI | Common/collective trust | $72.7M |
| Real Return Bond Fund | SEI | Common/collective trust | $64.2M |
| Global Real Estate | SEI | Common/collective trust | $61.1M |
| Birth Date Fund 1945 | SEI | Common/collective trust | $38.8M |
| Birth Date Fund 1995 | SEI | Common/collective trust | $25.7M |
| Birth Date Fund 2000 | SEI | Common/collective trust | $17.0M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $364.3M | 3.8% |
| Common/collective trusts | $8.7B | 89.7% |
| Employer securities (company stock) | $137.2M | 1.4% |
| Participant loans | $34.1M | 0.4% |
Fees paid from plan assets
| Contract administrator fees | $266,993 |
| Investment advisory & management fees | $913,538 |
| Other administrative fees | $268,960 |
| Total administrative expenses | $2.5M |
Reported administrative expenses were about 0.027% of average plan assets, or about $70 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20240725153324NAL0009418355001. EIN 941081436.