Hdr, Inc. 401(k): best low-cost funds
Hdr, Inc. Best Plan And Esop · Plan #007 · Omaha, NE
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Fidelity Contrafund Commingled Pool | Fidelity Management Trust Company | Common/collective trust | $133.7M |
| MFS Heritage TR CO Cit-mfs LCV Fund | MFS Heritage Trust Company | Common/collective trust | $106.1M |
| Blackrock Total Return Bond Fund T | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $69.8M |
| Wtc-cif II GRW (sers 2) Portfolio | Wellington Trust Company, NA | Common/collective trust | $57.9M |
| Schwab Managed RET TR Fund 2050 | Charles Schwab Trust Bank | Common/collective trust | $49.7M |
| Schwab Managed RET TR Fund 2035 | Charles Schwab Trust Bank | Common/collective trust | $42.1M |
| American Beacon SM CAP VL COL IN FD | Global Trust Company | Common/collective trust | $41.4M |
| Schwab Managed RET TR Fund 2030 | Charles Schwab Trust Bank | Common/collective trust | $39.4M |
| Schwab Managed RET TR Fund 2040 | Charles Schwab Trust Bank | Common/collective trust | $38.7M |
| Schwab Managed RET TR Fund 2025 | Charles Schwab Trust Bank | Common/collective trust | $35.3M |
| Schwab Managed RET TR Fund 2045 | Charles Schwab Trust Bank | Common/collective trust | $33.6M |
| Schwab Managed RET TR Fund 2055 | Charles Schwab Trust Bank | Common/collective trust | $23.3M |
| Schwab Managed RET TR Fund 2060 | Charles Schwab Trust Bank | Common/collective trust | $19.7M |
| Schwab Managed RET TR Fund 2020 | Charles Schwab Trust Bank | Common/collective trust | $17.6M |
| Schwab Managed RET TR Fund 2015 | Charles Schwab Trust Bank | Common/collective trust | $4.6M |
| Schwab Managed RET TR Fund - Income | Charles Schwab Trust Bank | Common/collective trust | $4.0M |
| Schwab Managed Retr TR Fund 2065 | Charles Schwab Trust Bank | Common/collective trust | $4.0M |
| Schwab Managed RET TR Fund 2010 | Charles Schwab Trust Bank | Common/collective trust | $2.1M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $557.0M | 8.9% |
| Common/collective trusts | $723.2M | 11.5% |
| Insurance co. general account | $191.4M | 3.1% |
| Employer securities (company stock) | $4.6B | 73.7% |
| Participant loans | $16.3M | 0.3% |
| Other investments | $43.3M | 0.7% |
Fees paid from plan assets
| Contract administrator fees | $481,623 |
| Investment advisory & management fees | $229,243 |
| Total administrative expenses | $1.4M |
Reported administrative expenses were about 0.025% of average plan assets, or about $94 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20240710115849NAL0014849569002. EIN 470663756.